Regarding a/c opening of minor of 3.6 years

Mukesh Kumar (Querist) 19 April 2012 This query is : Resolved
sir/madam

can post office open a a/c of 3.6 year old minor child.

can post office has a right to open a a/c without photograph of minor child.

can post office take any proof of parent name or address or identity .

if it happens it may have fraud or fake a/c then can we go against of this under which section.
plz advice

Follow Query

Report Abuse

Guest (Expert) 19 April 2012
Dear Mukesh,

Minor account can be opened in a Post Office by anyone by making a mention of the date of birth of the minor, date of majority and relationship with the minor in the account opening form. The account is opened only after appropriate introduction by some one known to the Post Office.

Minor's photograph is not required to be affixed. Photograph of the operator of the account is also opetional.

For opening of fake account only the operator and the introducer are accountable, not the Post office.

So, the Post Office cannot be held responsible and sued if some one opens a fraudulent account, unless you are able to prove connivance of any particular Postal official.

adv. rajeev ( rajoo ) (Expert) 19 April 2012
thru., the minor guardian a/c can be opened

Devajyoti Barman (Expert) 19 April 2012
The process is same like any nationalised bank.

Raj Kumar Makkad (Expert) 19 April 2012
There is no question to regard the opening of such account as a fraud. Parents of guardian can open such account in post office and can run also.

Shonee Kapoor (Expert) 20 April 2012
Yes it can be opened.

The guardian is responsible for any false information given.

Regards,

Shonee Kapoor
harassed.by.498a@gmail.com

Previous

Next

You need to be the querist or approved LAWyersclub expert to take part in this query .

Click here to login now