Anonymous
21 June 2025 at 20:57
Complain against as well as PNB Housing Finance Limited and Bajaj Allianze General Insurance company for Forgery of signature of Applicant, Mis selling of Insurance Policy, Manipulating the Insurance Application Form , mis interpreting about the General Insurance policy including Accidental Death Coverage , Health Insurance with critical illness benefit, OPD benefit of 60 Lakhs and suffering heavy monetary losses, Losses of House , mental harassment, coverage of myself and my spouse and violating IRDA Guidelines several times not to deliver Original HARD Copy, without any Phone verification . An Award being passed by Insurance Ombudsman in which Bajaj Allianze General Insurance company clearly signified that they were doing that insurance upon the documents supplied by PNB Housing Finance Limited
Sudhakar Ram Nawal Mishra
21 June 2025 at 12:19
Hello Legal Experts,
I am seeking legal guidance regarding an incident during my postgraduate studies through a prestigious deemed-to-be private university in India. I believe I have been subjected to an unfair academic penalty due to procedural lapses, miscommunication, and delayed investigation, which has significantly disrupted my academic and professional life.
Incident Summary
During an open-book comprehensive exam, I was found wearing a smartwatch on my wrist. I immediately complied when asked to remove it and handed it over. The device was not used, and its presence was purely unintentional, caused by a rushed entry and the absence of any reminder or security check at the exam center.
Despite this, I was later informed that I was found guilty of using the smartwatch—an allegation I strongly contest. I submitted a detailed report on the same day and requested that CCTV footage be reviewed to confirm non-usage and lack of intent.
Key Concerns
Premature and Conflicting Communication: A university representative initially informed me that I had been debarred from registering for the next semester and that a formal notification had already been issued. This was later retracted, and I was told that no explicit notification is issued in such cases.
Missed Semester Due to Confusion: Due to this, I was not sent the registration link for Semester 2. My repeated emails remained unanswered. I missed the regular registration window and, due to course unavailability and time constraints, I had to opt out of the semester. When the actual formal notification arrived 64 days after the incident, it did not mention any debarment—only cancellation of the course.
Lack of Response and Closure: Despite multiple follow-ups, I received no clear answers regarding my grade, the investigation status, or the appeal process. The university has still not concluded the investigation or communicated a final resolution.
Lack of Transparency: When I escalated the matter through my employer (through whom I enrolled), I was told that the reports, procedures, and policies are confidential and cannot be shared.
Procedural Oversight: No reminder or security check was conducted before the exam, which contributed to my oversight. This was acknowledged by the university observer present at the exam center.
Questions for Legal Experts
Can a university delay an investigation to the extent that it causes a student to miss an entire semester?
Can I challenge the penalty on grounds of disproportionate punishment and denial of due process?
What legal remedies are available under Indian education law or consumer protection?
What are the UGC-mandated timelines for investigation and resolution of student grievances?
Can a student be denied access to investigation reports and decisions citing confidentiality?
bharat khatwani
21 June 2025 at 12:12
[11:00 am, 21/6/2025] Bharat Khatwani: I had lodged complaint against advocate in bar council for sending legal notice without verification of legal merit so I had lodged complaint against advocate. As reply of advocate was not satisfactory,bar council has decided to institute inquiry and has asked me to send rejoinder in 5 copies.Please do fact check and make following draft legally valid.
[11:02 am, 21/6/2025] Bharat Khatwani: BEFORE THE BAR COUNCIL OF ***
*** (Complainant)
v.
Advocate *** (Respondent)
Date: June 19, 2025
AMENDED REJOINDER TO ADVOCATE’S REPLY DATED NOVEMBER 6, 2024
I, **, aged * years, residing at ***, solemnly affirm that I am fully conversant with the facts and circumstances of this case. All statements herein are based on my direct personal knowledge, corroborated by documentary evidence, and derived from communications made under my authority. No material facts have been concealed, and the contents are true to the best of my knowledge and belief.
Respected Sir/Madam,
I hereby submit this amended rejoinder in compliance with the directions issued by the Hon’ble Bar Council. The Respondent’s reply is manifestly evasive, factually insufficient, and lacks any certified documentary evidence, relevant provisions of the Bar Council of India Rules, or other statutory authority to substantiate his claims. Notably, the reply fails to address the core allegations and supporting enclosures of my complaint and does not provide point-wise rebuttals as mandated in disciplinary proceedings. Such omissions impede a fair, transparent, and effective adjudication of professional misconduct.
In accordance with the standards prescribed under Chapter II, Part VI of the Bar Council of India Rules and Section 35 of the Advocates Act, 1961, it is incumbent upon the Respondent to respond substantively and truthfully to all allegations and to substantiate his defense with verifiable, contemporaneous evidence.
To facilitate a just and expeditious resolution of this matter, I respectfully request that the Hon’ble Disciplinary Committee direct the Respondent to produce all documents upon which he intends to rely. These documents should be duly notarized or certified and contemporaneous with the events in question. Such a direction will enable the Committee to concentrate on the substantive merits of the case, eliminate irrelevant or extraneous issues, and prevent unnecessary disputes over facts that can be readily verified from official records.
I trust that the Committee will take appropriate measures to ensure that these proceedings are conducted fairly, transparently, and in accordance with the highest standards of professional ethics.
I. FAILURE TO UPHOLD PROFESSIONAL DUTIES
1A. Reliance on Client Instructions – Dereliction of Professional Obligation
The Respondent claims he drafted the legal notice dated September 25, 2023 (Enclosure 3), purely based on client instructions. This defense is untenable. An advocate is not a mere stenographer; client instructions do not absolve them of their fundamental professional obligation to exercise independent judgment and verify the factual and legal soundness of claims. Issuing a legal notice, especially one containing exorbitant and unfounded demands, without diligent fact-checking constitutes a serious dereliction of duty and directly violates the standard of due diligence explicitly required under Rule 4 of Part VI, Chapter II of the Bar Council of India Rules. Such conduct undermines the very integrity of the legal profession.
1B. Unverified, Exorbitant, and Unlawful Demands
The Respondent’s notice (Enclosure 3) was demonstrably wrongly addressed to my deceased mother, Smt. *** (passed away on October 10, 2023, per Enclosure 1). The notice demands a staggering and arbitrary sum of 150 years’ rent—120 years at ₹300/month based on an alleged 24-year-old oral agreement, and 30 years of rent for unauthorized repairs—without legal basis or supporting documents. These demands are contradicted by the Tenant’s Letter dated August 4, 2011 (Enclosure 6), and the Correspondence Reaffirming Ownership dated November 30, 2023 (Enclosure 7). This violates Rule 5 of the Bar Council Rules which bars misleading and improper conduct.
1C. “No-Visit” Claim – Blatant Abdication of Duty
The Respondent admitted he did not inspect the premises or verify any repair costs. This abdication of duty violates the advocate’s professional obligation to verify facts (Rules 4 and 13). By blindly parroting unverified client claims, he reduces himself to a mere agent, breaching both the letter and spirit of the Bar Council Rules.
II. FALLACY 1: ALLEGATION OF OBSTRUCTIVE INTENT – A Malicious Diversion
The Respondent alleged that this complaint was filed to obstruct his representation of the tenant. This is demonstrably false. At the time of the complaint, no litigation was pending where the Respondent represented any party against me or my late mother.
This complaint is strictly limited to the issue of professional misconduct—i.e., the issuance of a patently false and coercive legal notice. Diverting attention to alleged motives violates Rule 5 and attempts to shield misconduct by attacking the complainant, in violation of natural justice.
III. FALLACY 2: DISPUTED STANDING – A Baseless Tactical Diversion
The Respondent argues the notice was not addressed to me, hence I cannot complain. This is false. The Tenant’s Letter dated August 4, 2011 (Enclosure 6) acknowledges me as owner. My reply (Enclosure 4) was sent in that capacity, and supported by land records (Enclosure 2). Section 35 of the Advocates Act allows complaints from any person. Thus, the objection is legally frivolous and ethically revealing—it deflects scrutiny rather than addressing misconduct.
IV. FALLACY 3: FALSE AUTHORSHIP & MISREPRESENTATION – Deliberate Deception
The Respondent falsely claimed that my reply was authored by my late mother. This is a blatant misrepresentation: she passed away on October 10, 2023 (Enclosure 1), and my reply to his notice was written and signed by me alone. He also mischaracterized the content of my reply, ignoring its clear denials of:
Ownership claim by tenant
Alleged bank rent deposits
Alleged oral rent agreement and liability for repairs
Such misrepresentations are unethical and violate Rules 4 and 5.
V. FALLACY 4: UNSUBSTANTIATED & CONTRADICTORY CLAIMS – Pattern of Fabrication
The Respondent's reply includes:
Alleged rent deposits—no proof provided
Exorbitant demands—no breakdown or proof
Oral agreement—no past reference or record
Coercive threats—issued without legal basis
No follow-up litigation—indicating intent to intimidate, not litigate
These contradictions confirm a pattern of fabrication, not good faith legal representation.
VI. ABUSE OF LEGAL PROCESS – Systematic Derailment of Inquiry
The Respondent has repeatedly:
Distorted facts
Maligned my motives
Raised frivolous objections
Dodged direct evidence
Such tactics sabotage legitimate disciplinary inquiry and should not be condoned.
VII. CALL FOR DOCUMENTARY INQUIRY & PRODUCTION OF EVIDENCE
The Hon’ble Committee is requested to direct the Respondent to produce within 7 days:
Legal Notice dated September 25, 2023
Proof of service to Smt. ***
Instructions or affidavit by tenant Shri ***
Bank statements showing rent deposits
Cheque/counterfoil of ₹3,600
Receipts or rent records
Evidence of the alleged 24-year agreement
VIII. PRAYER
I respectfully pray that this Hon’ble Bar Council of *** may:
Direct the Respondent to produce the above documents
Proceed based on documentary evidence
Hold the Respondent guilty of misconduct
Impose suitable penalties
Award costs of ₹10,000 for distress caused
Pass such other reliefs in the interest of justice
Yours faithfully,
Ph: ***
Email: ***
Date: June 19, 2025
Anonymous
21 June 2025 at 11:56
I am a sc girl from Punjab and married in rajsthan to a sc boy .after marriage I get the residence ship and caste certificate of rajsthan on the basis of marriage .but both the states are denied the benefit of reservation in public employment on basis of their state policy .which clearly infringe my fundamental rights what should I do for getting my right enforce ?
Anonymous
19 June 2025 at 12:09
can a property that is ancestral in nature after division with 2 brothers will that becomes self acquired of them ?And if one brother sells his share and while executing conveyance he makes signature with clause in the sale deed that he also signs on behalf of his minor daughter as representative as guardian to his minor daughter can she claim the sold property after attaining majority, because we are the purchasers and that minor has filled a suit for partition after attaining majority
And also suggest citations
Subhrojyoti Sengupta
19 June 2025 at 11:29
Locker from sbi was surrendered as on november, 2024, bank manager refused to refund the advance locker rent on pro rata basis which she violated the RBI guidelines stating clearly bank are directed to refund advance rent on pro rata basis and after multiple complaint and ombudman complaint the amount was refunded to me as on march,2025, want the harassment charges from the bank please guide how to claim and what amount and how much i can claim have asked the bank written to nodal desk and chairman desk they are taking no action and trying to cover the fault and save there back as well please guide and would be beneficial if i can get the draft format to file a legal suite if the things are not working rightly the bm speaks very rudely and treat us like any thing
Saritha K N
19 June 2025 at 09:43
Hello,
I'm planning to buy agricultural land in Karnataka. The owner happens to be from OBC category. Can you guide if I can buy from OBC? Any legal issues and things that I need to take care off?
Prashanth Hs
17 June 2025 at 14:05
Hello everyone,
I’m in the process of purchasing a 50% undivided share in a commercial property in Karnataka. The current owner holds the entire property in his name, with a registered sale deed.
I have a few questions and would appreciate your expert guidance:
Is it legally permissible to register a sale deed for a 50% undivided share in such a property?
Post-registration, will both co-owners (the seller and I) be reflected in the Encumbrance Certificate (EC)?
One of the lawyers I consulted mentioned that the Kaveri online portal does not allow entering two owners for the same property. Is that accurate, or is there a way around it when it comes to co-ownership or tenancy in common?
If tenancy in common is valid and recognized in Karnataka (as per Section 44 of the Transfer of Property Act), what key legal or procedural aspects should I ensure from the buyer’s perspective?
Thanks in advance for your time and inputs.
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Legal suit after 10 yrs with change in parties
10 yrs back i was send legal notice to 4 parties, but they filed suit against me alleging 4 envelops contains blank papers, this suit dismissed in 2018. WHILE another civil suit filed by my wife against same 4 parties and im poa holder in this suit filed by my wife, this suit is still pending in court for defendant's evidence. various contents and allegations similar in suit filed by my wife and notice issued by me, but our claim amount is different.
Now i want to file another suit, whether it is possible to file suit by considering 10 yrs old notice by giving fresh notice as one suit is filed by my wife is still pending before court, im POA holder in this suit.
i also wants to change parties by issuing new notice, earlier out of 4 old parties i want to file suit only 2 old parties and want to add 1 new i.e. Company and MD is old 2 party and new 1 is relationship manager, and wants to delete 2 parties due to independent directors
whether it is possible to file suit at this stage and
it is possible to change parties as mentioned above ?