Lic claim .......
bala
(Querist) 01 August 2016
This query is : Resolved
respected sir / madam,
my friend wife had one lic policy. but she returned to hospital to home on the way one person theft gold Jain and and shoot by gun. after that she was death. my friend have FIR copy and post modem report. my friend approach to lic the claim amount..
lic said this is a planed murdered and we have doubt to him ( husband ).she got lic policy date is 17/02/2015 and she murder 29/04/2016. no pending of lic dues. now lic doubt to her husband. policy amount : 25,00,000/- ( Twenty five Lakhs only)
1.how to get claim amount.
2. now lic asked who done by murder to my friend?
thank you
Kumar Doab
(Expert) 01 August 2016
"lic said this is a planed murdered and we have doubt to him ( husband )"
Is it in writing?
Has LIC completed its investigation and filed report and shared with you?
"on the way one person theft gold Jain and and shoot by gun. after that she was death. my friend have FIR copy and post modem report. "
Has police files its report and concluded that the robber shot the policyholder?
If you are unable to handle entrust to a very able counsel specializing in consumer matters.
Kumar Doab
(Expert) 01 August 2016
Was there any CCTV around/
if yes police might have or can extract footage.
Rajendra K Goyal
(Expert) 01 August 2016
He should claim the amount from LCI. If LCI refuse, he should file complaint with Consumer forum,
adv.bharat @ PUNE
(Expert) 01 August 2016
It is suspicious that with in the period of one year if death occurred then u need to prove it in consumer court.
Kumar Doab
(Expert) 01 August 2016
It is understandable in case of suicide.
It is not understandable in case of murder.
The author has pointed out murder by robber.
LIC has alleged murder by family member.
Author has not replied to any point, so far.
P. Venu
(Expert) 02 August 2016
The LIC is unjustified in their stand in the absence of any offence registered with the Police.
The allegation, in the absence of any prima facie case, may make case such person liable for an action for defamation as well as damages.
Kumar Doab
(Expert) 02 August 2016
The death by murder has occurred more than 1 year from DOC.
The police must have filed it report.
Police can extract CCTV footage.
Insurer can file its own investigation report in stipulated time say 6 months.
Deposit claim under proper acknowledgment.
Let LIC reply in writing.
ASAP consult a very able counsel specializing in consumer matters.
