Manjunath
12 September 2021 at 23:42
Hi Sir/Madam
I am planning to buy a property which is mortgaged to a co-operative bank via procuring bank loan from other banks. Many banks are not willing to provide home loan for the property with mortgage loan from cooperative banks. I am left with 2 banks who are willing to do and both have a different conditions
Description of property
1. Property is in Bangalore corporation limits and is a house constructed on plot developed and allotted by BDA.
2. Land owner has mortgaged property for around 1.1 crores to a cooperative bank. which also reflects in the EC .
3. I am buying property for 1. 65 crore out of which I a looking for loan of 1.2 crores.
4. cooperative bank will only release DTD and give originals after 3 days of amount is paid to them
Offer from Bank1
1. Bank 1 is ready to offer a loan they are saying to make a sale deed on the day when bank gives DD to cooperative bank and then do DTD release after 3 days to seller A
that Is I Person A has mortgaged property to bank.
Person A sells property to me on the day when my banker gives cheque for clearing mortgage to Banker of A.
Person A will do execute DTD release after 3 days of selling property to me.
Option from bank 2
They will provide DD to A's banker
A will do release of DTD
A will register house to me after releasing DTD.
This bank needs interim security for a week like document of any other property owned by us which would have value same as the loan provided by bank until we do release deed and sale deed and handover the original documents of property.
I am not sure which one is safe and which one is legal, Bank 1 also claims it safe for me as the risk for me is less, But not sure its legal,
Bank 2 says this path is correct but will have some risk but can be mitigated by doing a registered sale agreement,
Please help me with what is the right option for me to follow?
Sachin Kumar
12 September 2021 at 16:37
I reside in cooperative society. I pay fixed amount of maintenance per month. Manging committee never gives list of expenses out of monthly maintenance they are getting from members. They put amount in there pocket.
When some repairs are to be done in society (like repair of broken wall), managing committee demand additional amount which is very high compared to cost of work and when few members question this, they cut electricity from generator set. There is no bank account of society and all the things are happening in cash.
What remedy does member had against managing committee ?
raju
12 September 2021 at 15:06
Instagram deleted account without any notice or warning. As the loss suffering due to deleted account was business account and individual had to suffer as he has not violated any terms conditions of instagram. Individual wrote registered letter for reactivation to grievance officer but account not activated and one letter written to instagram was refused as they did not accept. Please advise if consumer case can be filled against instagram as they comes under publisbers.
Hrithik bopanna
12 September 2021 at 02:34
Hello Sir,
I just wanted to inform you that I have produced my original documents and signed a contract for 12 +2 (months of training) and now even after completing the bond they are not giving the marksheet and they are harrassing me to continue working for the leaves which I took in between during the covid lockdown and a 15 days of bus strike in Bengaluru. Can u please help me out sir. Im stuck and I'm very depressed and I'm not able to apply for my dream job anymore.
Anonymous
11 September 2021 at 21:48
Hi
I had an ancestral property but in the year 2003, my father and paternal uncles got their shares from the grandfather.
Now my father wants to sell off the share he got, however, i wish to retain the property. Is his share not ancestral anymore and has became his personal property after division?
Can i still claim my share and put a hold on sale. Please advise.
Priti
11 September 2021 at 20:40
Dear Experts
I purchased a poultry farm in an auction of bank done under SURFASEI ACT 5 years ago. But still has not got possession of property. Case is in DRT for final arguments and applicant lawyer is raising the issue that poultry farm is a agricultural business and propert cannt be sold by bank. Although auctioned property is fully constructed and within a boundary wall and no agricultural activity is being carried out on this. Pls give your advice or share any judgments in which poultry was not considered as agri business by DRT/DRAT. Thanks & Regards
Preeti
Anonymous
11 September 2021 at 13:46
I am working in a branded call centre in pune, I had complained about Manger and TL harrasment and threatening me of kicking me out of the company for no reason, I have even recorded their voice time to time. They forceably suspended for no valid reason without any prior notice on 18 August 2021. The same day all my access to company was blocked. They send me a Xerox copy of the charge sheet on my personal email, the next day they sent me a courier and seed post also, but that was also Xerox copy not original. I sent them letter stating to send me original charge sheet, but they are pretending to o do so. They didn't even issue me a show cause notice, but they have already made one and kept post dated, they have illegally suspended me from employment. I am a poor person, I am the only earning member in my family, we all were home corintine but still I didn't take leave, I was working for the company. Please help me and guide me.
Anonymous
11 September 2021 at 12:55
We have given a contract for building our house to a contractor.
As per the contract we were supposed to pay in advance based on the progress of work.
After 2 months we have paid him 5 lac. The quality of work was very poor and we informed him multiple times regarding this. He didn't improve the work quality even after that.
Ultimately we asked him to stop the work. He also delayed our construction.
Initially, the contractor is said that he will not leave the site. He was threatening that he will send us legal notice and will get the construction delayed even further.
We have to pay EMIs for the loan we have taken for construction. We are already facing losses.
Now, the contractor has sent us a bill of 6 lac and asking us to give him more money only then he would leave the site. We have asked the registered valuer to do the valuation of his work. The registered valuer told us that the cost of his work is only 3 lac.
Accordingly, he has taken 2 lac extra from us. And now asking 1 lac more to leave the site.
Kindly help how to get the money back and get rid of this contractor.
Anonymous
11 September 2021 at 12:25
Sir/Madam,
I have passed out LL.B. exam in 2008 and Company Secretary Exam in 2010. Since 2010, I am in possession of membership of Institute of Company secretaries of India and working in legal department of a Company where my DIR-12 has not been filed. Now, due to some reasons, I want to enroll me as an Advocate. Please guide me and suggest me the whole procedure which I need to Follow.
I am residing in Noida, Uttar Pradesh.
Thanking You,
Regards
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Daughters rights in case of father dyeing intestate
My father in law (retired govt. servant) died intestate 1.5 years ago & is survived by wife aged 72 years, and 2 married daughters (46 & 40 years respectively). As dutiful children, we got the pension & property papers transferred in mother in law's name by giving R/Deed. Bank accounts are also transferred in her name with elder daugher as nominee, as MIL is incapable to operate the accounts. Monthly transaction details etc are also shared with her. What would be the rights of daughters in this case ?
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