bank loan on property

if i want to take bank loan on property (land)...do i have to approach nearest bank to my property (land) or any bank other cities

what is encumbrance certificate /sale deed?

Please explain me in detail:

1.what is encumbrance certificate ?
2.what is sale deed?
3. what is title deed?

thank u in advance

fixed deposit..

if i want to fixed deposit some amount of my money on a person who is a foreigner ( not citizen of india)...will he be elible to get that money after my life time..will our law accept foreigner to take that money without paying any tax...please advice in this case

capital gain tax

what is capital gain tax
if i buy property from others will it apply to this case
when we need to pay this tax and how much ..please explain

will i get loan

i was adviced by one of the respected lawyers from this site not to sell my land instead take loan on my land...my problem is i am out of job for 6 months due to ill health and fine now...but lost my job...will banks give loan to me on my land(registered on my name) if i dont have job ...please advice

bank loan....

my father gifted me the land just few days back and registered on my name....can i take bank loan on that now instead of selling that land....if yes what is procedure to get loan in banks

how to sell my property.....

i have an agricultural land...and i want to sell that and deposit that money in bank as Fixed deposit on my daughter's name.
what taxes i need to pay to the govt if i sell that agricultural land and how much..( i am from andhra pradesh)

if i want to sell my land...how to sell that land and whom to approach and what is the procedure to sell the agricultural land ...how to find buyer's ...shall i need to approach any local real estate agent ...please guide..

any tax to be paid

I want to sell my grand father property gifted to me by my father.
It is an agricultural land of 5 acres.each acre market price is 5 lakhs...dont know whats the government price for that.
My queries are:

1.if i sell that agricultural land and take cash from that buyer...shall i need to pay any tax to government ....coz i want to fixed deposit that amount in bank.
2.what is capital gain tax...is that applicable to my case
3.my land is 5 acres and each acre is 5 laks ..means total 5x5=25 lacs ...buyer is telling that he will give 10 lacs on DD and rest as cash (black money)....is it ok to accept like that...if so how to manage that money from tax eviction...please guide

can an NRI inherit the property....

can an NRI inherit the property....