ATM DEBIT CARD INSURANCE

vivek singh (Querist) 20 January 2015 This query is : Resolved
sir my father was a holder of sbi bank with defence salary account. now he was died in harness before 3year.i know that atm insurance can i claim for insurane if yes how can i claim for it plz oppenion

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Isaac Gabriel (Expert) 20 January 2015
It is not a legal query.Enquire at the bank about the insurance etc.,

adv. rajeev ( rajoo ) (Expert) 20 January 2015
It is better to make an enquiry in the bank. And to answer this question we will have to go thru., the terms and conditions of the card.

Shailesh Kr. Shah (Expert) 20 January 2015
died in harness means ?

in last 3 years what is the action taken by you ?

ajay sethi (Expert) 20 January 2015
ATM insurance would be in case any one fraudulently used ATM card of your father and with drew funds . it is not your case that your father was defrauded . you would not be entitled to insurance

Kumar Doab (Expert) 20 January 2015
Some banks do provide insurance for the a/c and card holders and master policy is with the bank........

You need to submit death certificate to the bank thru BM and inquire about the policy in writing under proper acknowledgment.

Based on reply of the bank or no reply you can proceed further.....

Rajendra K Goyal (Expert) 20 January 2015
Consult the Bank to know the details of the insurance cover.

T. Kalaiselvan, Advocate (Expert) 22 January 2015
You may visit the concerned bank and make an enquiry regarding the atm insurance and if available see whether you can claim the same if you are eligible.

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