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Bajaj finanace online fraud using opt number

(Querist) 14 April 2018 This query is : Resolved 
My father is a worker at automobile company. He is 58 year old. My father got call from unknown number, he told my father that he is calling from bajaj finance & your bajaj EMI card is blocked & to unblock it give me opt number from your phone. My father gave him OTP number & he successfully tried to order products from Flipkart of Rs. 56,000. My father complaint FIR on unauthorized person. Now bajaj is asking my father to pay for monthly EMI. Please help me with some idea, because i don't want to pay for the money which i haven't used.

Sir my father haven't share any information like mobile number, CVV number, expire date. Fraudster again access to my father data. The amount is very big for us. Police are investigating on fraudster. But i don't know the fraudster will get caught or not, may be police will take more than 1 year. I don't want to pay EMI for this fraud loan. So, My question is "Should i pay EMI for this fraud loan or not ? ".
Dr J C Vashista (Expert) 15 April 2018
If your father has given OTP to some one and s/he has enjoyed, what is the problem? Nothing wrong.
Kumar Doab (Expert) 15 April 2018
It is OTP and not opt as in query..
OTP and CVV should not be shared during phone calls...

The complainant has lodged FIR.
Take police help to find culprit...


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