Cheque bounce after stop payment

Pooja Porwal (Querist) 30 November 2017 This query is : Resolved
Hello to all , i give cheque of 50k to person as security. and after clear all dues with him, i make stop payment of cheque from online net banking sbi. after 2 month when i check statement, i check that that cheque is bounce by him and bank deduct charges too. my question is -
1. how bank deduct charges if i stop payment already
2. is section 138 is same for both condition, a. cheque is active (not stop payment) and , or b. cheque payment stop and cheque is inactive. but bank bounce.

please help me.

simple thing can anyone deposit cheque that is stop payment already . and bank bounce it and he want to take legal action against me , on this bounce cheque.

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