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about demand drafts

(Querist) 11 July 2008 This query is : Resolved 
i prepared a some demand draft from my savings a/c in dec 2006 in favour of a govt authority, but i never submitted to them as the reason for which it was made got dissolved. now after one and a half year i got all of them cancelled except one . this one bank is asking for a discharge letter from the said govt authority , now when they have not accepted it how can they issue a discharge letter.should i go to consumer courts or where...to cancell this draft...can a bank refuse like that ..for my own money ....should i go to consumer court
Guest (Expert) 11 July 2008
Bank should be able to return your money on basis of indemnity or such surety. If they refuse for such assurance, you can go to consumer court.
ROHIT (Querist) 12 July 2008
the indenity or surety has to be a legal one or we can prepare from our own side ,,,,?
Guest (Expert) 12 July 2008
It will a proforma to be prepared on a stamp paper and get it notarised.


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