Car insurance claim

anish (Querist) 03 October 2012 This query is : Resolved
Sir
I had lodged accident claim for my motor car with Bharatiya AXA insurance. The claim was for Rs. 34900/- but they had sanctioned only Rs. 20300/- and accordingly had sent cheque of this amount without details. I had asked for details as to how they have finalized claim and then I planned to appeal to their higher authorities. In the meanwhile if I deposit the cheque in my bank would it amount to my accepting the claim and do I lose further rights to appeal? Should I not deposit cheque? Validity of cheque is very near. What should I do with the cheque?

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dev kapoor (Expert) 04 October 2012
There is nothing bad in accepting this cheque....one bird in hand is better than two in the bush.Just write the Ins Co that 'this acceptance of cheq amount is subject to my right to claim the remaining rightful amount due' & you may either chose to file appeal or complaint under the Consumer protection Act 1987.Never mind.Go ahead !

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