bank maneger did froud n taken cheque
azadsinghmarothia
(Querist) 08 May 2015
This query is : Resolved
Bank maneger denied to open pmjdy account and open regular Account and taken cheque froudly by saying that its our formalities we have to keep the cheque.
Have evidence in banks cctv but police not Lodging FIR
Want to file an Complaint to magistrate with 156-3 CrPC
Under what section i can file Complaint againg bank maneger , SHO , SP
SAINATH DEVALLA
(Expert) 08 May 2015
What is the status of the said cheque?
Jeetender Gupta
(Expert) 08 May 2015
IPC 409 and 420 for breach of trust & fraud.
Rajendra K Goyal
(Expert) 08 May 2015
You can complaint to police for any criminal acts, police would apply section.
You can lodge complaint with the Head office of the Bank, RBI, Banking ombudsman or lodge consumer complaint for deficiency of service.
SAINATH DEVALLA
(Expert) 08 May 2015
U have not replied to the status of the cheque
ajay sethi
(Expert) 08 May 2015
answer queries raised by expert
malipeddi jaggarao
(Expert) 08 May 2015
No Manager will deny opening of PMJDY account. What cheque you have given to him? Whether the cheque is encashed? He might have accepted the cheque for opening the account and until andunless the cheque is cleared, he cannot open the account. Nothing is clear in your query. Please come with full details.
azadsinghmarothia
(Querist) 08 May 2015
R/all tnx for valuable reply/suggestion
I make my question more clear
My client visit bank for open pmjdy Account , bank maneger open a regular Account with 1000 deposit amount , after few days bank manger call my client to visit bank n in bank he handover the cheque book n the same time he takes 11 blank cheque after that my client leave the bank with rest cheque book n reached home there some educated person told him that it is wrong bank maneger take ur cheque frodly n etc , after that same day he visit bank again with his son n demand for the cheques but bank maneger throw him out from bank . After 2 days my client visit police station n SP office but no positive response came out till today no FIR logde my client is ilitrate n have no knowledge of cheque
Now the bank maneger ready to give bake the cheque
R/all please suggest me i have to file Complaint to magistrate or just leave it
Rajendra K Goyal
(Expert) 08 May 2015
Whether the cheques taken by the Manager were shown issued in your account? It seems the chequs issued to account holder were only shown issued for the account and extra cheques were taken out from the cheque book.
No Manager / Bank employee would dare to use such cheques fraudulently. If you are not satisfied, open new account and after some time close this account.
It seems you are taking extra cautions without going in procedure.
You have option to write to higher officers of the Bank.
SAINATH DEVALLA
(Expert) 08 May 2015
His initial query does not match with the latest reply
ashok kumar singh
(Expert) 08 May 2015
lodge your facts with the police or s.p. of the district by visiting the office or by post and wait for some considerable period to see the action taken by the police or by the s.p. of the district and thereafter you may place an application under section 156 (3) of cr.p.c. before the competent criminal court, through your advocate at the said court.
azadsinghmarothia
(Querist) 08 May 2015
Thanks all R/senior already long time since 22th april my client waitong for fair justice but till today no resp9ne there is only one evidance that is cctv footage of bank the police not yet take the cctv footage in his custdy
Kumar Doab
(Expert) 08 May 2015
If you have obtained the acknowledgment/diary number of the complaint given to police, and complaint sent to Chairman/vigilance cell of the bank then you can seek reply thru RTI on action taken and report filed...............
If the bank is private file RTI thru RBI..
The Bank shall part with CCTV footage if ordered by law enforcement agencies,court of law............
YOu have not specified has nay cheque been encashed?
SAINATH DEVALLA
(Expert) 09 May 2015
U R hiding the fact whether the cheque has been encashed or not,that is vital for UR complaint,from the beginning U R evading to answer that aspect.
Guest
(Expert) 09 May 2015
Dear Kalaiselvan ji,
His problem in replying the queries of the experts seems to be due to his having no background to his academic query.
azadsinghmarothia
(Querist) 10 May 2015
Thanks all for your valuable reply/suggestion no the cheque is not yet used by the bank thay trying to convince us dor not to file Complaint
Finally as per suggestion i gona file a Complaint us156/3
azadsinghmarothia
(Querist) 10 May 2015
Thanks all for your valuable reply/suggestion no the cheque is not yet used by the bank thay trying to convince us dor not to file Complaint
Finally as per suggestion i gona file a Complaint us156/3
Dr J C Vashista
(Expert) 11 May 2015
Thanks to the author for keeping mum on the questions raised by the experts for incomplete information for his academic and imaginary story.
What is the intention of bank manager in retaining 10 or 20 unsigned leaves of cheques out of the cheque book issued to the account holder? Moreover, there are clear instructions of RBI to all the Banking Institutions to send cheque book(s) by post to the account holder and no bank shall issue cheque book by hand, even if the bankers know the account holder personally.
Where is the fraud committed by banker? What is your complaint before the magistrate (u/s 156(3)Cr PC)? How did you plan to convince the court for issuance of directions to the police for lodging FIR against the banker?
T. Kalaiselvan, Advocate
(Expert) 11 May 2015
As rightly observed by experts, the author is not having a case at all, it is his imaginary concept and the questions subsequent to it is on the academic interest, hence do not deserve any reply/opinion.
Parthasarathi Loganathan
(Expert) 22 October 2015
Have you taken up the matter with the Banking Ombudsman besides lodging a complaint against the branch manager to his controlling office? Solutions are simple upfront at this level itself.
