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Litigation in consumer protection

(Querist) 11 January 2012 This query is : Resolved 
I have taken finance on security of Satakhat etc. I have paid total finance including interest to financer. Since I am elligible to take my above security document, I have not been returnd. But instead of returning the documents, the financer approched Consumer Protection Forum with malafied intention to deprived my rights from the property which I have given for security. What to do...?
Thanks.
ajay sethi (Expert) 11 January 2012
you ahve to contest the case . engage a local lawyer . if money has been repaid byyou with interest you dont have to worry
Devajyoti Barman (Expert) 11 January 2012
If you have borrowed money on loan then how could the service provider file case?
If you have repaid the loan amount then on refusal to get back your documents or security, it is you who could file complaint in the Consumer Forum.
Shonee Kapoor (Expert) 11 January 2012
Rightly advised.

Regards,

Shonee Kapoor
harassed.by.498a@gmail.com
Rajeev Kumar (Expert) 11 January 2012
Yes rightly advised by our ld. experts
Advocate M.Bhadra (Expert) 11 January 2012
Send a complaint with copy of documents to the Reserve Bank of India and also Banking Ombudsman against the finance Company.If the said Finance Company already filed a case in Consumer Forum then you should defend the case by submitting proper documents.
Raj Kumar Makkad (Expert) 11 January 2012
You file a police complaint against such person who is making fraud with you and retaining your valuable security without any reason and he may further misutilize against you.
prabhakar singh (Expert) 12 January 2012
Contest the case and file a complaint of yours for return of those very papers in the same very forum.
Deepak Nair (Expert) 12 January 2012
Sorry to say,
But......... i did'nt follow. How can the financier approach consumenr Forum?? Here you are the consumenr and the financer is the service provider.
Shailesh Kr. Shah (Expert) 12 January 2012
I am also unable to digest that how can financier approached consumer forum?
Advocate. Arunagiri (Expert) 12 January 2012
On what grounds the financier approached the consumer forum?
dev kapoor (Expert) 15 January 2012
Hi,
It is really strage that despoite the fact that you are under NO OBLIGATION/LIABILITY to the Financier,what kind of complainant has he filed b4 the DF.In fact it is you who has the perfect right to approach the DF not your Financier if you have truly narrated the facts.
You file written version with the prayer to dismiss the complaint berinf false,frivolous & vexatious.CPA has the provision to penalise the complainant for false complaint etc.
In addition to it you file a separate complaint seeking to retrieve your documents with heavy costs.
Follow other suggestions of the Xperts if they appeal your mind.


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