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Mandotry or not

(Querist) 30 September 2011 This query is : Resolved 
is insurance scheme to the cadre of driver, cleaner, and sales staff mandotry or not
Beside having E.S.I facilaty
it is very urgent
Shailesh Kr. Shah (Expert) 30 September 2011
gi or li doesn't require by law for an establishment.
prabhakar singh (Expert) 30 September 2011
The Scheme protects all employees engaged on a monthly remuneration not exceeding Rs. 6500/- in a factory/establishment to which the Act applies. Persons employed for wages on any work connected with the administration of the factory or establishment or any part, department or branch thereof or purchase of raw materials, or distribution or sale of the product of a factory or establishment are also covered. Mines, Railway Running Sheds, Naval, Military and Air Force Workshops and specified seasonal factories are excluded. The scheme also provides full medical cover to the dependants of insured persons. In the event of death of an insured person due to employment injury dependants become eligible to cash benefit.
prabhakar singh (Expert) 30 September 2011
Hence the answer to you is dependent on Rs. 6500/=pm not exceeding salary,then yes.
R.Ramachandran (Expert) 01 October 2011
Once ESI scheme is there, the establishment is not required to get any Life Insurance cover for these category of staff.
It is another matter, if the organization itself, voluntarily gets some Group Insurance scheme for its employees. But absolutely there is no legal compulsion.
Raj Kumar Makkad (Expert) 01 October 2011
I do agree with both experts.
Guest (Expert) 01 October 2011
I opine that no such requirement.
Shailesh Kr. Shah (Expert) 01 October 2011
Shri Prabhakar Singh

With due respects, i wish to inform you that:-

Salary/wages limit for coverage under the ESI Act, is Rs.15000/- per month not Rs.6500/-.

and

Rs.6500/- limit is applicable on the epf act.

Thanks
with Regards,
prabhakar singh (Expert) 01 October 2011
THANKS A LOT FOR CORRECTING ME Expert : Shailesh Kr. Shah.
M.Sheik Mohammed Ali (Expert) 01 October 2011
yes i do agree experts query reply
K.S.Srinivas (Expert) 02 October 2011
I agree with the views of experts Ramachandran and Shailesh Kr. Shah.


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