clss subsidy queries
Querist :
Anonymous
(Querist) 13 May 2020
This query is : Resolved
A clear reference to such obligations of the lender can be observed in the guidelines under Clause 7 – Responsibilities & Obligations of the Primary Lending Institution (PLI) and in the section covering the overall features of Credit Linked Subsidy Scheme; which you can download & verify from either if the following sources:
a) https://pmayuclap.gov.in/
b) http://mohua.gov.in
Now, in your case it is apparent from the records available with us that (Grampanchayat approved property ) which given the rules & regulations of the PMAY CLSS renders your case ineligible for subsidy claim.
This is the mail I received from DHFL.
MY QUERY IS AS BELOW.....
Hence the query is that SBI Home loans are providing subsidy under gram Panchayat also than why is DHFL is not providing subsidy under these.
Secondly, as per census 2011, my area comes under gram Panchayat but at the time of buying a property i.e in 2017 that area already came under Municipal Corporation of the city and I have already received property tax receipt from municipal Corporation of the city.
Hence in such circumstances why I have been denied/ ineligible for the subsidy under CLSS.
I request to help me in sorting out the above matter.
Thanks
Guest
(Expert) 13 May 2020
With regard to DHFL you are questioning about -- DHFL was sent to Bankruptcy after the Government on November 15th 2019 enabled the RBI to send large financial companies excluding the banks to the NCLT for insolvency proceedings. Kapil and Dheeraj Wadhwan Promoters of DHFL are facing charges of Financial Irregularities in Cases filed by ED and CBI. Courts also had rejected their bail on April 29 th 2020.. Your query is obviously inclusive in Financial Irregularities please.
Guest
(Expert) 13 May 2020
With regard to your another Query related to PMAY-- -- Housing Scheme 2019-2020 --PMAY -- Pradhan Manthri Awas Yojana -- scheme -- When the concerned Officials had denied it for some reason you could clarify the same with Senior Officials of the concerned Department and if required you could clarify the same by writing thro RTI.
Querist :
Anonymous
(Querist) 13 May 2020
Thanks sir for the prompt reply....
So according to you shall I move to the consumer court for these matter or shall I contact central nodal agencies like NHB or HUDCO for the same.
Querist :
Anonymous
(Querist) 13 May 2020
Sir shall I mail them with attached copy of property tax receipt received from municipal Corporation. And shall I attach the notification of municipal Corporation for adding the concerned gram Panchayat area under Municipal Corporation.
Thanks
Guest
(Expert) 13 May 2020
Discuss in detail with your local good Advocate and then Proceed please
Rajendra K Goyal
(Expert) 13 May 2020
Subsidy denied:
Reply the letter received by the DHFL, enclosing the status that the property falls under Municipal Area. In Rural areas subsidy is payable under PMAY-G scheme.
Case under NCLT:
RBI has sent the case of the Company in NCLT, it is doubtful any action would be taken by the company on your letter.
Claim:
You can file case with the Consumer forum as your subsidy was either not claimed by the company or was not claimed properly. You have the option to move to the Banking ombudsman.
Querist :
Anonymous
(Querist) 13 May 2020
Thanks sir for your suggestions...
Raj Kumar Makkad
(Expert) 13 May 2020
The facts clearly constitute a deficiency in service hence a consumer complaint is attracted hence avail the said opportunity with the help of your local competent lawyer.
Rajendra K Goyal
(Expert) 14 May 2020
You are welcome, may revert in case of any further question on the problem.
