Home Loan

Querist : Anonymous (Querist) 27 October 2009 This query is : Resolved
Hi,
I have to apply for home loan to buy a flat.
What is the best approach fixed or floating? why?
which bank should i prefer?

LIC housing loan
SBI
PNB

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Sachin Bhatia (Expert) 27 October 2009
In the present scenario it is better to choose fix rate of interest because these days rate of interest for Home Loans are quite low.

adv. rajeev ( rajoo ) (Expert) 28 October 2009
Everybodies process will be the same, which one is convinient to you go for it.

Raj Kumar Makkad (Expert) 28 October 2009
This is a site meant for legal help etc. Your quarry is purely of a commercial quarry relating to banks. Better you go persoanally to banks and compare their interest rates etc. and decided accordingly. You cant get actual reply for your quarry here.