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Enjoy Shopping   27 June 2021 at 15:04

Possession of flat in supertech not received

Dear Sir/Madam,

I bought a flat in Supertech Ecovillage Noida in 2015 in subvention scheme. As per the allotment letter, it sates that the possession date was in May 2016 which can have another grace period of 6 months. However I have not received possession of the same. The plastering of the building is yet to start.

My subvention loan is in Indiabulls bank who suddenly changed their loan interest rate to 13%. I want to know can I foreclose the loan as its a huge EMI which is going for me.

Even if I want to put up legal case would it stop my EMI or I have to pay bank at any cost. Also I want to know about my credit rating if EMI is stopped. Some in my society has put up a legal case against Supertech but in vain. Either the builder is not paying money or case is still pending.

Wanted your guidance, at this time would it make sense for me to foreclose the loan or it can have any impact if builder doesn't give me possession and I have to put up a legal case?

shyam lal   27 June 2021 at 13:39

Gift deed

Does law permit to Gift ones share in immovable property other than to blood relations.

Anonymous   27 June 2021 at 10:59

Contempt of court while stay order active .

1. Undivided share of the land was sold by the opposition party while stay on status-quo was active, is it a criminal offense?
2. Can I transfer an ongoing contempt of court case from Civil Court to criminal court, will it make any difference?
All the procedures of argument and counterargument are done, and evidence is already submitted, waiting for the order now.

varunsharma   27 June 2021 at 08:15

Vodafone outstanding amount

I took a Vodafone postpaid number XXXXXXXX with relationship number XXXXXX in 2019, but after closing the connection, the company is not refunding my outstanding amount 21777. At first, when I contacted Vodafone Nodal https://www.helplinehub.org/vi-vodafone-idea-customer-care-contact-number/ but they said in the mail, they have raised the request for a refund cheque and I will get it within 60 days.

I waited for them for 60 days, but I did not receive any cheque. Since after, I contacted Vodafone via mail 8-10 times to solve my problem but they are not ready to solve it. I provided them all the proof but even after all they are denying by saying all these proofs are not valid.

Anonymous   26 June 2021 at 20:35

Potability enquiry j k sinha nagpur

I HAVE TAKEN HEALTH INSURANCE POLICY FAMILY FLOATER SINCE YEAR 2015 TO 2020 (5YEARS) COMPANY X AND FROM 18DEC20 TO 17DEC21 I TOOK POTABILITY IN Y COMPANY WITH 3MEMBERS ME 55,WIFE 50,SON 22 YEARS .
AT PRESENT Y COMPANY HAVE CANCELLED MY INSURANCE COVER IN HAVING VALIDITY FROM 18DEC20 TO 17DEC21 AND BROKEN BY CONTINUITY INSURANCE COVER OF OTHER TWO MEMBERS ARE INTACT,WHAT IS THE REMEDY FOR THIS PROBLEM ALSO ADVISE AS PER IRDAI NORMS IS IT MANDATORY FOR HEALTH INSURANCE COMPANIES TO PROVIDE VOICE CONVERSATION RECORDING IF DEMANDED BY UNDERSIGN IS IT MANDATORY OR OPTIONAL ,WHAT OPTION ARE AVAILABLE TO ME SINCE AS PER IRDAI NORMS AFTER 5 YEARS ALL CREDITS OF OLD INSURER ARE TO BE PROVIDED BY NEW INSURER ,THE NEW INSURER COMPANY Y HAVE CANCELLED MY INSURANCE COVER ON GROUND OF NON DISCLOSURE OF MATERIAL FACT OF PRE EXISTING DISEASE

rama gopalkrishnan   26 June 2021 at 19:14

Rti against co-operative society.

My society has not given me my Property Tax refund since Yr. 2016. They have not given it to many like me to the owners who have paid sold and gone away. In my agreement it is clearly mentioned that after O occupy I would own all the profits & losses.

They generally harass people and won't work without bribe. They have given the refund to few whi are new owners.

Can we check their maintenance bill and ask for the documents applying fir RTI?

Will they respond?

Pl. advise.

Thanks in-anticipation.

Rama Iyer

RK   26 June 2021 at 15:42

Inheritance of property

I am the one only child to my parents( no siblings) and both of them have passed away in quick succession recently. My father owns a flat in which I am currently living. I have applied for legal heir certificate. For using the property and in future when need to sell or mortgage the same should I necessarily transfer the property to my name or is it sufficient that the papers like the building agreement and the sale deed can continue to have my father's name and with legal heir certificate alone I will be able to sell the property to others. Please clarify. No will from my father as well.
Also pls confirm the name change required for property tax, water and sewage tax and electricity connection can also be taken up once I receive the legal heir certificate from the Thasildar office in Chennai.

Anonymous   26 June 2021 at 10:30

Bank personal loan- npa- reg

Sir,
I got personal loan from a private bank and last four EMI is pending due to health issue and corona infection to my family members. The loan account is in NPA. i am a govt servant. The bank threatened me and sent loan recall letter on 31.5.2021. Again i asked time to repay pending EMI before 10.7.2021.
The bank legal manager stated that if you are clear due before 30.6.2021, "we will take legal action against you by sending notice to (1) you, (2) your officer, (3) your department higher officer at state level and file a petition in your local police station by stating he is not pay the loan etc".  
Whether any rule is there or they will issue legal notice to all my higher officers and file petition in police station? If they will do, this will affect my govt job and promotion.
Please suggest me to overcome threatening issued by bank. 

PUSHPA LATHA M J   26 June 2021 at 09:59

Amalgamation deed

My grandmother had acquired 30*40 site by MUDA,ana she built house in that site ,she got expired 17year back leaving her two daughters as her legal heirs,.this two daughters had divided the property into two part,by partition deed,and they have built their houses in there shares,now they came to know that their deceased mother had not taken title deed from concern authority,now this daughters had applied for title deed ,so the concern authority is asking that they shall give title deed in joint name of two daughters,so for that they are saying to do amalgamation deed,and get joint title deed,so the question is can we make again partition deed after getting title deed?,bcz both sisters have built their houses in their partitioned share so can they re partition the propert

Victor   26 June 2021 at 08:59

Property distribution in hyderabad ghmc limits.

Background
My father (aged ~78) has a independent house and it has four small rooms (approximately each room size 10' X 10' ) plus kitchen constructed in the plot size of around 33 X 66 feet's.
I have younger brother and is unmarried ,living along with father in same said house .
He lost his job and not attempting for another job since last 10 years though he is qualified master degree
in computers, and became a constant complainer for petty and all things .
He does not do any household works and bear any expenses like water bill, electricity bill
,property tax, vegetables, groceries etc. ,all of them were borne by my father and he objects when I do it voluntarily by myself.

I could not stay there since he finds fault with everything including my family (wife & 2 sons), i.e complaining on almost all , behaving weird. Often accuses that witchcraft has been done on him.

Regarding my stay there .
My father suggestion is, ground floor constructed by him and 1st son can construct 1st
and 2nd floor by 2nd son. And my brother objecting for this proposal for reasons best known to him.

To get distribution of the said property between my younger brother through fathers last will ,
Possibly these two are general options.
option 1. Divide the house into two portions with land registered on two.
2. Sell the property and divide the amount by half between brothers

Questions

1.any other undisputable option we have in above given situation ?

2.if does not honor the registered Will, then what is the way out ?

Experts need you valuable suggestions.




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