Help regarding educational loan

Querist : Anonymous (Querist) 03 December 2017 This query is : Resolved
Dear experts,

In 2011, I took loan for my bachelors of 4 years from Punjab national bank.

My total fees including tution fees, development funds and others for four years was 2.50 lac approx

And for first year , it was 76400...but at time of giving money..bank authorities said they only provide tution fees and does not give any other support.so out of 76400 ..they only gave 36400 approx. And nearly 40000 was arranged by us from relatives.

And this same thing kept going on for next 3 years too.

Now after 6 years, they sent their two people saying I had not started paying loan emi and when I asked them how much total amount I need to pay they said 3 lac 9 thousand and some 17000 for bad loan account.

My problem is when they only paid half fees every year ..making it 1.23-1.30 lac in total ...how can they ask me to repay total fees which they never gave.

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