Marriage insurance

Querist : Anonymous (Querist) 02 December 2011 This query is : Resolved
Is there any Marriage Insurance Policy which also covers mishappanings such as divorce related issues?

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prabhakar singh (Expert) 02 December 2011
Perhaps no.
Better check with insurers or their agents.We should not be expected out right to know all insurance policies being marketed by various companies.

Sailesh Kumar Shah (Expert) 02 December 2011
I feel that not a fit query in this forum, however,Send PM to Mr.Mahendrakumar, who is belong to insurance field.

V R SHROFF (Expert) 02 December 2011
If it is there, lakhs will marry & divorce and earn out of it!It will increase Divorce cases, as it earlier happened with clubbing income of Husband and Wife, for Income Tax Purpose and Govt Dropped it. Though the objective was correct.

I had not heard any Marriage insurance, and no one will take such risk ti to insure Marriage Bond at present in India.

Shonee Kapoor (Expert) 02 December 2011
None that I know of.

Regards,

Shonee Kapoor
harassed.by.498a@gmail.com

M/s. Y-not legal services (Expert) 02 December 2011
yes., there is nothing in the name of marriage insurances.,

Advocate. Arunagiri (Expert) 02 December 2011
Every insurance company is having accident insurance policy. Insurance amount depends upon the loss of limbs or life.

I thing the same thing happens in the marriage also. I suggest all the husbands can be compelled to take this policy, like what we do for vehicles.

Raj Kumar Makkad (Expert) 03 December 2011
Such insurance cover is not available in India but you may search in abroad.

Querist : Anonymous (Querist) 03 December 2011
Thanks Mr.Prabhakar Ji But I want to know the views from you all(Legal Experts).

Querist : Anonymous (Querist) 03 December 2011
Thanks for your recommendation Mr.Shailesh Kr. Ji.

Querist : Anonymous (Querist) 03 December 2011
Thank for taking interest in this issues Mr. V R Shroff. But Divorce cases are already increasing these days and I feel that in this type of cases one party enjoy and other party gets hurt.

Querist : Anonymous (Querist) 03 December 2011
Thanks Mr. Shonee Kapoor Ji but any comment/remarks from you.

Querist : Anonymous (Querist) 03 December 2011
Thanks,Don't you think Mr. Tom it should be ?

Querist : Anonymous (Querist) 03 December 2011
Thanks Mr. Arunagiri Ji I like your comment but I think it not only for Husband but it would also beneficial for wife and their children.

Querist : Anonymous (Querist) 03 December 2011
Thanks for your comment Mr. Raj Kumar Makkad Ji.

prabhakar singh (Expert) 03 December 2011
Dear authorAnonymous!

I can not deny your concern that in view of increasing Divorces putting unexpected financial burden of alimony on husbands such an insurance may prove a boon for husbands.

But Insurance companies are doing business they formulate policies on the basis of their viability and if they do not offer such policy there can not be any compulsion on them to issue such a policy unless government either by some legislation or by some promotional drive compel them to issue such policies.

Querist : Anonymous (Querist) 03 December 2011
I agree with you Sir Mr. Prabhakar Ji, Thanks

Shonee Kapoor (Expert) 06 December 2011
I guess such insurance policy is against public policy, unscrupulous people can very easily misuse it.

I tried checking on google, there is no such policy anywhere in the world, however, policies exist to cover expenses of marriage, if marriage is called off.

Regards,

Shonee Kapoor
harassed.by.498a@gmail.com

Devajyoti Barman (Expert) 06 December 2011
yes right.

Querist : Anonymous (Querist) 07 December 2011
Thanks to all experts.

prabhakar singh (Expert) 07 December 2011
You are most welcome!

Sailesh Kumar Shah (Expert) 09 December 2011
most welcome!

Marriage insurance

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