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cheque bounce

(Querist) 19 May 2014 This query is : Resolved 
My bank bounced my cheque in spots of sufficient funds in the account.Under what section of IPC can the bank be prosecuted
ASHOK KUMAR PURI (Querist) 19 May 2014
The bank officials did not follow written instructions regarding current account linked liquid deposits and cheque bounced. How do I prosecute the Bank
P. Venu (Expert) 20 May 2014
You can approach the Consumer forum for deficiency in service.
Sankaranarayanan (Expert) 20 May 2014
First send a legal notice.
Rajendra K Goyal (Expert) 20 May 2014
Send legal notice and lodge complaint with the Consumer forum for deficiency of service.
ajay sethi (Expert) 20 May 2014
complain to bank Ombudsman regarding deficiency in service .
T. Kalaiselvan, Advocate (Expert) 20 May 2014
First exhaust the remedies available before you by approaching the Bank manager in writing, then to his higher official seeking relief, if you do not get proper response, you may approach the Banking Ombudsman with all the details and copies of your complaint with the bankers,after that if you still are not given with satisfactory reply, you may approach the consumer forum for deficiency of services by bank.
Dr J C Vashista (Expert) 25 May 2014
Noting more to add
Sudhir Kumar, Advocate (Expert) 27 May 2014
defamation may also sustain if you are able to prove that the cheque is wrongly bounced.
Guest (Expert) 27 May 2014
A case of consumer forum only.


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