Anonymous
10 April 2011 at 10:28
I owned a Standard Chartered credit card some more than 10 years ago and had defaulted to pay them due to unavoidable reasons, I was then contacted by a collection agency and harassed by them at odd hours, at one time I clearly remember them coming to my house at mid-night, I kept paying how much ever I could and till as long as I could and eventually could not pay anymore, they kept calling and at some point I got fed-up and frustrated and I stopped picking the calls. My last transaction of paying them was on 04.04.2003 where I was issued a letter stating that my dues were clear and settled for my card. I also had an add-on card which was for my wife and was misled that this card dues were also settled and cleared but the number of the add-on card was not mentioned on the letter which I overlooked at that time.
After that there has no written communication from my end. In the year 2007 some legal dept from Delhi calls me and threatens to sue me so I faxed him the settlement letter on 14.02.2007 and I spoke to him where he said that he will close my account. I was not convinced with his reply and asked him to give me a writing that my dues are settled to which he said he will and never replied back, so I called them back on 12.06.2007 and got to know that the gentleman I was talking to has resigned so I spoke to another representative about the same and he assured me that he is finally closing my account.
Now after so many years a collection agency calls me and demands me to pay the dues I would not say he was very polite but he did not use any abusive language nor any threat, but kept calling me defaulter all the time, not only that he tells me that even my card is due plus he gives me 2 more card numbers which are due out of which one must be of my ex-wife and one they must have been renewed to me with a different number for some reason at that time.
I did talk to them and told them saying that I have cleared all my dues through settlement a long time ago and I don’t owe anything to the credit card company and asked them to stop calling me and harassing me and mentally torturing me again and again. They refused to acknowledge and are demanding a fax copy of the same which I don’t have any more or may really have to search for it. I did take his address and fax number and told him that I will fax it to him and in my entire conversation with them I have never mentioned that I had dues to pay. He demanded that the fax should be on his table by 12 noon tomorrow like I was some peon or some employee to which I told him talk nicely as his tone was very, very rude and that I am not your servant and with this conduct of your I will not comply with anything. What do I do next? How do I get these guys off my back? not only that how do I teach him a lesson for talking to me rudely like a gunda (Not using foul language or threat) Please, please tell me what to do as he said he will be calling me tomorrow to harass me again. Please help ! ! !
Anonymous
10 April 2011 at 09:57
My brother had been supplied books by a book supplier for Rs 4 lakhs in year 2005 for a contract to supply books to a college. There was a criminal case registered in 2005 itself, against my brother for securing the contract of supply of books by fraud and forgery and the unsold books were seized by the police worth 2 lakhs which are still in police custody till today. My brother had paid Rs 2.5 lakhs to the books supplier in the year 2005 itself. But the balance of rs 1.5 lakhs was not paid to him as the books were not sold and the police had seized them in 2005 itself.Now can the books seller ask for the remaining Rs 1.5 lakhs legally?? Is it merely a money suit now?? And if it is so , then is it time barred by the limitation act? In the original contract there was no clause that if the books remain unsold the books supplier shall not be paid the entire money.
Thank you in anticipation for your help
Anonymous
09 April 2011 at 22:38
Dear Experts,
In a case of arbitration, biased award is given . The effected person is not willing to accept the ruling.What options he has? Is this award comes under limitation act. If yes, what is limitation time( for enforcing this award?).
Thanking you ALL. I need a quick reply, matter is little URGENT nature please.
Anonymous
09 April 2011 at 22:28
Experts of the LCI forum,
Can some one from AP state or any one, familiar with AP state laws/rules, would kindly provide/share information in regards to concessions given in the law in respects of payment of Fees like, Registrations/Court fees etc.,
Thanking the Forum Members in advance, expecting an early reply PLEASE!
Anonymous
09 April 2011 at 21:37
i am launching my own website soon.
i hired a freelance designer because companies charge very high rates which dont suit me.
her fees is Rs. 15,000.she works for a gurgaon company,but is designing for me privately.she says she works as a freelancer regularly.but i met her for the first time and dont know her previous clients also.
my questions:
1. how do i get any bill or invoice from her for the payment,as she is self employed and DOES NOT OWN any company?I also dont know her home address and telephone nos.I only know her mobile no.
2. what is more practical?Giving her 50% of the settled fees,or giving her only a small booking amount,like,Rs. 1000 initially and wait till entire work is done,before paying remaining 14,000?
3. what kind of paper shud i use where all the services she will provide me will be mentioned specifically.?
4. what if she tells me she will take 50% initially otherwise she will not work for me?i cannot afford companies' rates which are unaffordable.
please advise..
thank you
p santosh kumar
09 April 2011 at 20:12
suppose a person migrated
from AP to orissa long back
grand father born at AP but
father and son born at orissa
there is no land of grand fathwr
atAP but father has purchased land
at orissa. they belong to padmashali
which is OBC at AP but in orissa
smiliar caste called as patratanti SC category
so whether tht person can claim SC catwgory at orissa what is the procedure gt certificate at orissa, can tht person claim SC even it is OBC at AP
Sanjeevappa. L
09 April 2011 at 17:04
Suit for partition decreed. Final decree passed and possession has been delivered. Now i want file another final decree for mesne profits. Can i file such second FDP?
please provide me citation in this regard.
Thanks in advance.
Yogesh
09 April 2011 at 12:52
what is the federation? how it is help to get conveyance of the land of two housing society in mumbai? how it is formed & whether it is under any statutory act?
nikhil kumar
09 April 2011 at 12:03
please tell me the practical procedure of formation of private limited company
© 2026 LAWyersclubindia.com. Let us grow stronger by mutual exchange of knowledge.
Defence evidence
Defence evidence can not be given on affidavit. To be examined in Box.
pls case law or section required.