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haran light   24 April 2023 at 11:49

Educational loan - harassments by reliance arc

My Cousin got a educational loan (Rs 330000) from SBI in 2008 for her Master degree. But disbursed amount is only Rs. 305000. Everything in her Father name. The bank employee told there is a insurance for the loan. But no document provided.

She completed her degree in 2010 and once she got job she paid 4000 to 10000 whenever and whatever possible. After her marriage also she paid some amount like this. In 2015 the NEFT payment to Education loan account rejected she stopped NEFT and planning to enquire the home branch when she visit native. But her father expired in the next month and she forgot the things. She tried NEFT once again and forgot as she don't have a job after that.

Suddenly last February Reliance ARC called her for the loan and telling they are now responsible for collecting the loan amount. There is no communication from Bank from 2015 regarding loan and transfer to Reliance ARC. Also no communication from Reliance ARC also. Now they are threatening she has to pay almost Rs 1000000.
Will file a case, update in CIBIL, write to a government office where she working as temporary employee how can they give job etc. Also threatening her husband's loan will also affect.

Loan sanctioned amount Rs .330000
Disbursed Amount Rs. 305000
Now as per RARC need to pay Rs 1000000
Total she paid including Govt. subsidy - Rs 220000

Also as her father expired the insurance which took for loan there is no information from RARC. She want to check with SBI on insurance but RARC is pushing to take decision on payment soon we cannot wait.

Anonymous   19 April 2023 at 20:18

Cast certificate

Mere cast certificate me village vari post nibi vari hona chahiye
3AD3but my certificate vari nibi dv me documents jama kiye joining ke bad verification me problem

Anonymous   19 April 2023 at 20:12

Cast certificate

Mere cast certificate me village vari post nibi vari but my certificate vari nibi dv me documents jama kiye joining ke bad verification me problem

Anonymous   08 April 2023 at 09:59

Not giving original certificates

Hello sir


myself Trivikram from Andhra Pradesh, i studied Btech in the academic year 2017-2021 , i was cleared all the dues in my college .

i asked my certifictes back which iam submitted at joining time .but the college management didnot responding properly ,so many times i called to the staff and once i approached the head oofice also which belongs to our college they are also helpless ,i got so much mental disturbance and irritated by college staff behaviour .
please anyone help me to way out of these.
Thank You

Mythra   21 March 2023 at 21:18

About ews family income

I am unmarried and not working...To obtain EWS certificate how i should calculate my family income.
My father is retired teacher and has icome of around 3.5 lakh..
My brother crossed 18 year age and unmarried and working in some private company..
Do my brother income get counted.


Shivani Jadaun   19 March 2023 at 11:11

Correction in my surname in college record

Hii my name is Shivani Jadaun but in my college record it's Shivani Jadaun ' a inverted comma is there It's my 6 th sem of my Bsc and the error is found by me in 4 th sem will I request to changed it or can a affidavit fix this problem Will this mistake give me trouble in future during my documents verification please give some advice

Anonymous   17 March 2023 at 20:28

Martominal issue

I have been married since 2018 and we are living jointly but before few year my wife start using bad language against me like .dog .scoundrels. Bihari. Black dog.your space is under my foot. she theft money from my pockets many time.she tortured me by police .by unknown persons .and by his uncel who is in police .she is chating with unknown persons .on whats app.face book.and other ways .she is not satisfying to reside with me we have one male baby of age 3years and 11 months .and presently she is pregnant of 7/8 months .my father law trues to murder me and second case was same . she imposed false illegation upon me like mehar amount is unpaid .I snatched all orniments from my wife .baby is 2 .1/2 Years . I beat my wife .taunt my wife .by force when police tourterd me they took statement from me that live separate from parents .and I went gor separate .and now I am separate .my sakery is 60000+I am simple petition writer .I have of all then where is law if I complaint against asi senior police authority didn't paud action . I understand it like law is puppet for police beciz I went second time to concern police station .police officer told me what are doing here and y are here get out from here .beciz he is police .and they can impose fake illegation on me beciz I am civil I told my wife where from you are taking these thing . I want to the answer from you I faced 6+disputes from wife .why if law is only for males .then throw me behind bars . justice is impossible for me beciz police aur aurat k pass kanoon nahi hai .ab dar lagta hai mere bewe ne muje zehar da k mara tab ilzaam mere parents pay aayae ga.mere mukdama suno aur insaaf karo

Anonymous   03 March 2023 at 18:51

Legal regulations of economic enterprise

Discuss the constitutional perspective on regulation of economic enterprises with socialistic aspects and what are the impacts on modern time

Anonymous   03 March 2023 at 03:26

Please explain appeal is pending before the high court

What is mean by the appeal is pending before the high court???


Case chalra hai high court me yaa high court ne ab tak appeal accept ni ki hai???

Anonymous   08 February 2023 at 20:56

Cyber cell

आवेस में आकर एक महिला को मैसेज किया था जिसके कारण उस महिला ने cybercell में अरजी दे दी मैं वह उपस्थित हुआ और अपनी गलती पे माफी मांगी आगे जीवन मे कोई भी ऐसा गलत काम न करने की कसम खाई पोलिस ने मेरा माफीनामा लिया तो आगे मुजे दिक्कत हो सकती है???