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Master NDPS 2.0: Latest Legal Developments, Best Practices & Landmark Case Studies

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Kunal Sarkar   18 June 2012 at 17:54

Relief under consumer protection act.

A person opened a cash credit account of Rupees two lacks facilities in a reputed Bank and for opening the said account the bank obtained some securities, such as, one FDR of Rs. 25,000/-, one small portion of landed property as mortgage and the co-owner of the land stands as Guarantor and the bank also took signatures of his mother in some blank stamp paper.

Subsequently due to some reason the person could not repay the loan in time, as a result of which the bank attached the FDR and send notice to the account holder under SARFAESI Act, 2002 for attachment of mortgaged immovable properties and and after expiry of 60 days the bank authority published a paper notice for sale of the entire landed properties (apart from the specific portion of land mortgaged).

Thereafter the person repay the entire loan amount to the satisfaction of the bank and accordingly the accounts clearance letter was issued.

The the person approach the bank to with draw the land sale publication and return the singed blank stamp paper of his mother but the bank did not heed to such request. Then a letter given to their Head Office for such illegal publication and non-returning the blank signed stamp paper, in lieu of that, no communication is made by the bank authority but no reply was given to them.

For such illegal paper publication for sale of entire land their reputation in the society was badly effected.

my query is that,
1. Whether this facts comes within the preview of Consumer Protection Act ?

2. Whether the said illegal act of the Bank within the preview of Unfair Trade Practice as enumerated in Consumer Protection Act ?

3. Whether the person claim any compensation from the Bank for their said illegal acts ?

4. Whether the person entitled any better relief in any other law or before any other authorities ?

Ruchi   18 June 2012 at 16:57

Query on property inheritance

my mother in law has a self acquired house which she has sold and wants to co register a new property in her and my husband's name. I have 4 sister in laws all married. Do the daughters have any claim on the new house.

Paresh   18 June 2012 at 15:33

Fungible fsi as per new dc rule

I want to know about the distribution of fungible FSI. As per new DC rule, 35% fungible FSI is available, how much it will contribute to
1.balcony
2.Lobby
3.Fire ducte etc.

dinesh   18 June 2012 at 12:07

Regarding cinformation in regular post

please guide me regarding rules for conformation in a regular post, pf deduction annual increments for collage lecturer even after working for five years in aregular post

gosc   18 June 2012 at 11:18

Why the educational loan interest rate differs in nationalised banks

I have taken an education loan for my son’s higher education from Indian Bank [I have SB A/c where my salary credited and also other banks denied it] which charges the loan interest at 14.75 %PA which is very high when compared with other banks they charge around 10.75% PA.
Please let me know whether I can approach any other bank and get my education loan A/c transferred to other bank, is it possible? Or else please let me know whether I can approach the Indian Bank top level dept. / officials and request them to reduce the loan interest rate at par to other banks as a customer's/public interest and submit my grievance letter. If so please let me know the email ID or department name and address to whom I am suppose to write. Why the Govt. of India/ RBI is allowing the banks to charge different rates on educational loan is unknown. Please help me.
S.Ram

RajeshKach   18 June 2012 at 11:05

Harassment by neighbour

Dear Sir,

I am getting harass and abused by neighbor over issue of drainage line,I have covered this line by my own expenses due to various issues like smell and mosquitoes.

Now neighbor is asking to open the line and threatening me over that.

Please guide me how to tackle this issue.

thanks

Nikhil Padhiyar   17 June 2012 at 22:20

Redevelopment of society

Hi,
please advice.
we have a society under process of redevelopment, and one redevelopment committee (R.D.)is appointed for the same. now R.D. is ignoring managing committee members and force fully making decisions for a developer of their choice and not at all ready to meet another developer who have filed the offers. what can be best for society and rights of managing committee?
thanks
regards

Ajay Kumar   17 June 2012 at 18:01

Liability of a motorvehical insurance co.

Respected Experts,
Let me know
whether a motor vehicle insurance co.is liable to pay compensation for an accident claim wherein the petitioner has already got his entire medical, treatment bills paid by his personal mediclaim insurance.

SUBHAMOY DASGUPTA   16 June 2012 at 22:05

Ccscca rule 14

Sir,I am a central govt employee, an inquiry under rule 14 ccs cca -1965 has been going on against me . But after a lapse of more than 3 months, presenting officer (PO)has been repeatedly failing to produce additional documents / files and created adjourment of 04 valuable date of inquiry which lead to my victimization.what would be my next course of action?
Is there any DOPT policy/office memerandum in this regard?

Rupa Thacker   16 June 2012 at 20:28

Validity of my sanad

I have Sanad of Gujarat Bar Council. Can this Sanad be valid for practise in Maharashtra ? Is there any other procedure or exam to be given to practise in Maharshtra.