An NRI is seeking advice on recovering a substantial debt of Rs 1.5 crore from their brother, who has failed to repay funds transferred between 2016 and 2018. Despite issuing a legal notice, the brother has not responded, and the NRI is concerned about the significant court fees required to file a suit and the potential timeline for recovery. Advice suggests exploring amicable settlement options like arbitration or mediation due to the family relationship, as well as considering a cheque bouncing case for faster resolution, though court fees are generally unavoidable for filing civil suits.