consumer

Querist : Anonymous (Querist) 22 July 2011 This query is : Resolved
is a person who has c c account in a bank for running his business.would be treated as consumer in consumer protection act or not? why?

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M/s. Y-not legal services (Expert) 22 July 2011
A bank and it's customer can be bind under consumer protection act. In that way, Surely he can be considered as a consumer.

mahendrakumar (Expert) 22 July 2011
irrespective of type of account,a person is a consumer.

Advocate Bhartesh goyal (Expert) 22 July 2011
Yes C C a/c in Bank is not for gaining any profit.Account holder pays the charges to bank for maintaining account and the services provided by the bank so he is consumer and the Bank is service provider.

V.T.Venkataram (Expert) 22 July 2011
If you are buying goods or hiring services for commercial purpose, then you ARE not a consumer, unless the goods bought or services availed are exclusively for the purpose of earning your livelihood.
If the payment is made through the bank account, the opposite party will put up a defense that the transaction is a commercial one and that you are not a consumer.