insurance

Querist : Anonymous (Querist) 18 September 2010 This query is : Resolved
my husband was having 1 insurance policy which is misplaced or lost now after his death i wanted to claim that policy i no the policy no but i dont hav policy doc
pl tell me what is the process which needs to be followed to get the claim
regards

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Devajyoti Barman (Expert) 19 September 2010
Most of the insurance companies does not insist on the original policy document. If you have got any receipt of premium paid and could show yourself to be the legally wedded wife of the insured then there should not be any hurdle to get the money insured.

Parthasarathi Loganathan (Expert) 19 September 2010
No body else can also could claim the assured amount with the help of the lost original insurance policy as claim is settled only to the nominee. LIC has simplified its procedure in settling such cases taking questionnnaire, indemnity, affidavit as the main source documents.

s.subramanian (Expert) 19 September 2010
I agree with Mr.Loganathan.

Uma parameswaran (Expert) 19 September 2010
You provide the details what ever you are having to the concerned Insurance Company.

Chanchal Nag Chowdhury (Expert) 22 September 2010
Approach the Insurance co. with your husband's Death certificate alongwith your identity & proof of relationship e.g. marriage certificate etc.
Nowadays, finding details of Insurance is easy. U may also take the services of an Insurance Agent especially the one who made out the Policy papers if he is around.

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