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praveen kumar   19 June 2014 at 11:14

Noc and service bond

dear members
I am a law graduate and have joined a defence psu (DPSU)recently as officer trainee(in January 2014).
I want to appear for civil services and some of my fellow colleagues want to appear for judicial services.
now, the company refuses to forward application wherever required saying that in our offer letter it is expressly mentioned that
"during training and subsequent bond period appointees will not apply for any commission , examination etc. without first obtaining written permission from competent authority and further no such application will be forwarded by company during the said period.."
the bond is for 6 years including 1 year training and 5 lakh in amount.

the query is - 1. how can we apply through proper channel in this case.
2. if a person is ready to pay bond if he gets selected somewhere and resigns(vide an undertaking ) how can they still not give noc?
3. HOW DO WE APPEAR FOR THE EXAM WHILE MENTIONING IN FORMS THAT WE ARE CURRENTLY EMPLOYED, IN BONAFIDE MANNER?/

PLEASE GUIDE

Akshat Singh   19 June 2014 at 11:03

rental residential property for commercial use

I have a residential property in Chennai which is facing the main road a fast developing area. I am looking for renting it out. I have received couple of inquiries for commercial use for Bank/Medical Lab etc., Is this permissible provided I convert EB and other issues to commercial after getting written permission from other house owners (No association for this 14 flat society)

Sandeep   19 June 2014 at 10:59

Home loan

I have opted for Loan transfer. Builder is asking for the NOC issued to the first bank before issuing fresh NOC to the new lender... Is it correct.

When I approached the first bank they refused to release the NOC given by builder saying that it is a document taken for approving the loan... Is it correct...

Kindly guide...

Nikhil   19 June 2014 at 10:41

Law of insolvency

If an Business man (Properiator), is not able to pay his creditors and has sustained considerable loss in his business and has no assets & Debtors to pay from, what remedy is avalible to him.

Can he be declared insolvent and get immunity from all legal suites that the creditors may file to recover their dues.

What shall be the remedy if the same business man has his son as signatory and he on his own take all business decission and his son is a an employee in a Ltd company.

SUPRIYA   19 June 2014 at 10:40

Capital gain

I had received in sell of our father proprty in maharashtra a certain amount. I had invested in capital bond for 3 years. I am receiving 6 % int.My query is that after 3 years my entire amount apart from band int .I can utilise for my own use that means I can keep in Fixed Deposit in any bank and earn the int.
Thanks

supriya

PRAMOD KUMAR   19 June 2014 at 10:34

Certificate of date of birth

Dear Experts,
My son was born on 20.11.1989 in Chennai.
The certificate issued bears the name Amod whereas afterwards we have named him as MOHIT JAIN. As per school records.
Also the father's name entered is wrong.
Now in order to apply for passport what are the formalities required to rectify the Birth certificate.
As I now stay in Bangalore rectifying the certificate would also be a problem.
Is there any form of affidavit, which can serve the purpose.
Thanks in advance
PRAMOD

Annu   19 June 2014 at 08:06

After fir

sir
1.is it necessary that for investigation/papers/statements after FIR my mom has to go to police station.cant the investigating officer visit her?
2.my mother has registered FIR in her name .why is it that investigating officer desires my signatures(i am her son) also on every document?

santosh kumari   19 June 2014 at 05:27

What are important Points for MCD

Dear experts
ur all suggestions are helping me a lot till now.
Today i we filing for Mutual conscent Divorce. please suggest me the key points for this.
my lawyer is saying that in laws lawyer will bring.i want to know what are the main poinys and language which must be checked by me before signing it.
if u have any formate for this ...plz send me on my mail is------ skmanda@gmail.com

please note that
1.i have 2.5 yr old daughter..whose custidy will remain with me. forever.
2.payementbof 26 lakhs in 2 installments
a.. 13 lakhs which will be paid today as DD of 13 lakhs on my name
b...13 lakhs to mediators on20.6.2014 as cash amount ..befoee withdrwing case

nit   19 June 2014 at 00:49

Threathening a bank officer

my friend working as bank officer denied a cheque payment due to sign mismatch,the person who presented cheque threathened him to beat blue and black in front of all.
what is the action he can take and what is needed by him ,it would be helpful if you provide detail info. thanks

hetalsangoi   18 June 2014 at 23:31

Cc relatinng imp terms

what are the documentation part are mandatory when bankers are providing cc limit which is more than 5 cr or more or less ? have they register to secure the collateral securities under safari act ? what is the purpose of it ? have borrower has to give encumbrance certificate to the bankers and bears the exp ? when bank demands to ensure from the borrower of cc facilities to give POA to collect the bills receivable ?