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Ravi   27 June 2016 at 23:22

Home insurance claim - flood affected in 24 nov 2015 to 8 dec 2015

Dear Sir,

I am one of the ill fated victim of Chennai Floods in Varadharajapuram, Mudichur Tambaram Area; my house was fully submerged by 9 and half feet water in my house; I was having house insurance with Oriental Insurance company; but having submitted all the required documents as informed by the insurance authorities till date my claim has not been settled; I wrote through proper channel from local office to the national level Customer care officer; till date it is still pending;

Queries raised:
(i) submit the photos of the flooded house - submitted
(ii) Surveyor visited and assessed the damage; but made a remark as the usual saying of any insurance company that the house is under insured - I submitted all the documentary proofs for the valuation of the house as well in my areas present selling rates.
(iii) Loss of petty jewels: I insured for more than 120 gms of gold, but the daily wearing jewels of mine and my wife lost 20 gms, for which I submitted the proof , the surveyor also seen the damages of my dressing table which was crushed floating around the house; insurance clause for jewels specifically says all risks covered; but the surveyor says this loss is not covered; it should have been kept under lock and key and the lock must have been broken to claim the damage.

I lost more than 10 lakhs of rupees worth of my house holds, but the insurance company came to conclusion to 1.9 lakhs that too not yet settled.

Mental agony on the situation of flood was unbearable, which could not understood by the Insurance company; during the calamity period every insurance companies gave the open statements that all the claims will be settled in 15 days time.

its 7th month , till date my claim has not been settled.

Sir, this is my claim history, can anyone help me how to get settle in my flood claim.

Sincerely,
S.Ravi
Mobile: 9941071598

Shamshuddine Khadarnayak   27 June 2016 at 23:07

Is unregistered partition deed valid?


Sir a unregistered partition deed was written in year 1989 by my maternal grandfather, regarding the distribution of agricultural lands between his sons. The lands have been distributed as per the will of my grandfather. It was clearly mentioned that there is no share to person X in a particular land. Now since the person X is dead, his elder son has sent us a legal notice claiming equal share in that land.

Since the partition deed is unregistered, can it stand valid in our fight at court?? Please suggest.

Regards

rajan   27 June 2016 at 22:52

change from sc caste to obc or bc

I want to know the procedure of changing sc caste to BC or obc caste.
I was earlier reddiyar caste then unknowingly my mother transfered to sc arunthatiyar.
When I came to know. I want to change again from sc to reddiyar.
What will be the procedure.
I havehave both community certificates. Kindly give any suggestion

kishor   27 June 2016 at 22:48

Non-commercial vehicle

I am having a private car registered in th e name of company and rto tax is paid as per company.car is used for traveling to factory and partner use . toll plaza authority are asking to pay the charges for commercial vehicle.what is the way to convince the toll authority regarding non commercial vechile.

Anonymous   27 June 2016 at 22:19

Accused vs discharged

What is the difference between accused and discharged?

Ramesh   27 June 2016 at 22:15

New job and criminal case

Sir I was working in a private bank there a fir is lodge against me and it is under trail in section 406,409,420 I have resigned that back and start preparing for the next exam and qualified in govt exam. In that exam I told that I was not working any where currently as I resigned but now I have to fill verification form in which I have to tell the truth of my case I am afraid that it may be the cause of disqualification. As dept may refuse to accept me with the case under trail. Suggest me my fear is for true or nothing is this may happen to me.
OR I conceal from the next employer about the case. If they accept me and I got conviction in that case then what is the consequences of it on my next job. Pls Sir suggest me.

Argha   27 June 2016 at 22:08

Difference in birth date for applying passport

My DOB is 21-12-88 (actual and is in certificate issued by municipality also)

Bt DOB proof is 10-02-89 (I am using this as my date of birth proof and is in 10th admit card)

Now the passport rule is DOB after 26-01-89 need birth certificate.

In my case if I will apply for passport and submit my 10th admit card then they will definitely ask me for the birth certificate cos I am a birth of after 26-01-1989 according to admit card bt my certificate is of 21-12-88

West Bengal Board of secondary education has already denied. They are able to change the dob in admit card bt that birth certificate has to be issued with in one year of the birth bt my birth certificate was issued after 10 years of my birth that is 1998.

So what to do now, please help me, I really badly need your help.

sam   27 June 2016 at 21:12

Company reject medical benifite if dependent monthy income is more than rs 6500

my company rejected my retired dependents medical benefit as the dependents total monthly income exceed more rs 6500/- i m not pretty sure about this law and don't under stand if my dependent earn slightly more than 6500 which he invested his earned money in FDS,that does mins that his medical benifit from my company should be taken out . please guide with this query.

Ashish Kumar   27 June 2016 at 19:47

Regarding enrolment

Hello,
I have graduated in April, 2016 and subsequently taken admission into One year LLM course. So can I enroll myself as an advocate and practice simultaneously pursuing my LLM?
Thank You.

surendra prakash agrawal   27 June 2016 at 19:20

Format of rejoinder to alc against o.p. ws

I seek some specimen of REJOINDER on behalf of Applicant/ dismissed Employee against WS filed by O.P. before A.L.C.

I solicit the assistance.

SURENDRA PRAKASH AGRAWAL
T-113 PALLAVPURAM PHASE-2
MEERUT
MOB:07830776602