Anonymous
15 June 2011 at 12:38
Dear Sir/Madam,
I am planning to purchase a flat in Bangalore. The Sale Agreement value for the flat is 70 Lacs. I am availing a loan of 50 Lac to purchase this property from leading pvt bank. Now in Banaglore there is some concept that property can be registered at govt. guidance value also which is very low compared to market rate thus stamp duty and registration amount will be much less. The Govt. guidance value of this flat is approx 25 Lac. Also bank does not have any issue if i register the property at govt. guidance value. Also i am paying entire amount in white only. Pls suggest if it is OK to register at govt. guidance valaue and tomorrow can i face any problem if i register at lower value.
Pls help urgently
Thanks in advance
Anonymous
15 June 2011 at 12:20
Dear all,
pls if anybody can guide me on this it would be a great help.
My firm applied for a loan against property in one of the reputed bank. everything was fine, all documents submitted, verified everything cleared, they sanctioned the loan but we had to give one NOC after which they said they would disburse the loan amount.
Due to some reason we could not get the NOC so the loan was not disbursed. now they have charged EMI on this, would like to know is it legal?
can we fight against them, if yes how??
Kindly help, eagerly waiting for the reply.
nikul
15 June 2011 at 11:30
Actually i was in uk but on 17/01/2010 british immigration depoted they blaim on me that on student visa i have worked more than 20 hrs per week. so when i was arrived at mumbai airport they filed sue against me regarding fraud. so after that i have apealed in uk i have won that now i want to go back to uk. so can court give me permission to go back uk? my case i still pending mumbai court. plese give me favorable reply soon
Karuna GS
14 June 2011 at 19:11
Grettings,
My self Karuna GS,Salem - TamilNadu. Here i have a query that what are the Do's and Don'ts for opening a New restaurant because i'm going to in-source and out-source my products. The Category are as follows [ Vegetarian, Non-Vegetarian, Beverages, Liquor ]. Kindly Guide Me. Thankful to You..
Anonymous
14 June 2011 at 17:34
Dear Sir,
I want to know that it compalsary to get a membership of BCI before applying for this exam
Member (Account Deleted)
14 June 2011 at 15:22
I COMPLETED AMIE DEGREE IN ELECTRONICS & COMM ENGG IN 2008.AFTER THAT I RECEIVED MY PROVISIONAL CERTIFICATE,MARKS CARD & MEMBERSHIP IN THE INSTITUTION....AFTER THAT I RECEIVED A LETTER FROM THE INST THAT U FORGED THE SIGNATURE AND WE WILL EXPEL U FROM THE INSTITUTE.I REPLIED THEM THAT U TREATED THE NAME OF THE PROJECT GUIDE AS THE SIGNATURE BUT SIGNATURE OF THE PROJECT GUIDE IS MISSING....BUT STILL I GOT LETTER FROM THEM THAT WE WILL EXPEL U ON 25TH JUNE IN CHATTISGARH DURING THE ANNUAL MEETING...
SO I HAVE A FOLLOWING QUERIES;-
1.I GOT MARKS CARD,PROVISIONAL CERTIFICATE & MEMBERSHIP SO CAN I ACT AGAINST THE INST.
2.ARE THEY GOING TO EXPEL ME THIS TIME EVEN AFTER GIVING DETAILED LETTER.OR R THEY IA A DOUBT THAT I CAN ACT AGAINST THEM
3.SUPPOSE IF THEY EXPELLED FROM THE INST MEANS CAN I FIGHT EASILY IN THE HIGH COURT RATHER THAN IN THE COUNCIL MEETING OF THE INSTITUTE.
4.ANY OTHER VALUABLE SUGGESTIONS ...
PLS ANYBODY HELP ME IN BNGALORE......IAM SEARCHING FOR A ADVOCATE IN BANGALORE.....
Sir,
What are the rights of a member of a society where one is a de-facto member? Can a society deprive an active regular paying member from some of its major benifits on any ground. Specially when the member dont subscribe to the reasons brought out by the society. And if a member desires to withdraw his membership, is he entitled to demamd his subscription with interest?
Thanking you in anticipation!
Kiran
14 June 2011 at 12:33
My mother has property that is unregistered and is on AGPA(with acknowledgement of full consideration).There is no chance of registration as the executor is not traceable.
Tell me if she can construct apartments and register/sell the flats through a builder.ULC,REGULARISATION,EC are available.
Anonymous
14 June 2011 at 10:59
One time settelement was approved on 31.3.10 against loan of Rs.1500000/(which was taken on 1995) -but MSFC bank demands a interest on loan Rs 76 Lacs ???? Can bank demand this interest amount ??Please tell me RBI Rules/Circular About MSFC one time settelement case laws & please advise me on how to tackle this matter???
Reliance forcing performing employee to give up employment
G is aged 38 years, and married. His wife is housewife. He has a son aged 13 years and has aged and dependant parents.
He has working experience of 19 years.
He joined Reliance Communications in Aug 2009 as Key Accounts Manager with CTC Rs. 4.20 Lac p.a. and got 3 rating in the annual appraisal. After one year, due to some family problems, he took transfer to his home town as Relationship Manager, in the same company.
He took his responsibility very seriously & helped to develop very congenial relations with the corporate in his Clusters & for the same he was declared number 1 RM PAN India basis, and was awarded certificate by the highest authorities. He even got appreciation emails from his reporting authorities.
Corporate Customers are really satisfied by his services & service delivery time.
In April, 2011, he got information from Circle office that he has been included in the list of unmapped employees (employees who have to be removed from employment). His CSD Head, and his Reporting Manager, also confirmed the same. But no one was able to explain the exact reason behind it or his fault. Everyone just stated verbally that it is due to cost cutting. All unmapped employees were informed only verbally that they have a time till 30th June, 2011.Either they should get themselves adjusted in any available position in the organization, that too with their own efforts & relations with other departments or they will have to move out of the company after 30th June, 2011.
After few days he got himself interviewed for getting into sales force, and was offered the role of a Team Leader in another Channel. He was upset since he already worked as a Team Leader at Cluster Level & has sufficient experience of team handling.
Another blow was that his CTC will be reduced from Rs. 4.40 Lac p.a. to Rs. 3.5 Lac p.a. i.e Direct reduction of approx. 40% plus after that there would be PLI which will cause up to 50% reduction.
On the one side company is issuing slogans about Employee Centricity& on the other side; Employees are facing such humiliating situations.
Moreover every Company in the market is well aware about what is happening in Reliance and the employees who try to get employment in other companies are asked the question - why you were unmapped? The unmapped employees are not getting employment.
Instead of being rewarded for the commendable performance at National Level, he is being forced to accept a lower profile & lower CTC. His bosses are justifying it by saying that he should feel lucky that Organization is giving a chance for further employment and he should take it as "SOMETHING IS BETTER THAN NOTHING".
This is just like that employee is a criminal & earlier he was sentenced to death but now he is being offered life imprisonment instead of death penalty.
Another employee joined at the same position (as that of G) at a lower CTC (and this employee was also unmapped, which implies that it is not employee but the post/designation is unmapped)
was offered to join at another location with 80% rise in CTC and employee will happily accept it.
Whereas G joined at a higher CTC, performed very well, and is being asked to join at half the CTC and that too as a fresh appointment after resigning from his original post. He is being pressurized to join at whatever is being offered after resigning from original post.
The bosses have been spared and are assigned the task of pruning the lower level employees. The boss of G resigned and position was vacant. G submitted his candidature for this post and was declined by the superiors, stating verbally many other senior employees are trying for this job.
Kindly advice what steps should be taken.