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UDAY KANITKAR   02 December 2014 at 08:12

Noc to morgage

Background -
- I sold a new, ownership flat, (with no loan/liabilities on it, has CC, OC) owned solely by me.
- The builder gave possession of the flat to me in March 2014 end , and I sold the flat in July 2014. The builder still is looking after the building, and society is yet to be formed.
- The purchaser needs a loan of Rs. 10 lakhs, towards the payment, to me.
- Now, the bank has approved his (purchaser's) loan, but is asking for a NOC to mortgage the flat, which in current state, only the builder can give as society is yet to be formed. The builder is asking for 2.5 lakh for the NOC which I do not want to give. (He already owes me 3 lakh against rent during the redevelopment period).
I need your help to know,
- Does a bank require a NOC from builder / society to mortgage a flat, which is an individual's owned property?
- Can a bank only disburse the loan only if it gets such NOC to mortgage?
- Isn't a physical possession of original 'sale for agreement' a proof enough for a bank to establish that the property to mortgage is not mortgaged by other bank/ financial institute?
- Please guide if loan can be disbursed without having such NOC, and under which act.
- You may suggest some way to get this cleared.
Thanks to all in advance!

jagjit   02 December 2014 at 07:19

Quashing u/s 482 at high court

SIR,
I HAVE FILED THE CRIMINAL REVISION AGAINST THE INTERLOCATRY ORDER PASSED BY FAMILY COURT ON SOME DATE AT HIGH COURT BUT THE SAME WAS DISMISSED.

NOW I HAVE COME ACCOROSS SOME OTHER DOCUMENT WHICH SHOWS THAT THE ORDER WAS PASSED IN BACK DATE (WRITTEN PROOF) AND NOW AGAIN I WANT TO CHALLENGE THAT ORDER CAN I FILE THE APPLICATION UNDER 482 OF CRPC AT HIGH COURT AGAIN AGAINST THE SAME ORDER FOR WHICH I HAVE FILED THE CRIMINAL REVISION. CONTENTION OF BOTH THE ORDER ARE DIFFERENT.

Suraj Kumar   02 December 2014 at 06:49

Searching child custody lawer at chinsureh court.

Please suggest child cusody lawer at CHINSURAH court having experience in custody case.

Suraj Kumar   02 December 2014 at 06:42

Maintenance

While court order to pay maintenance from the date of 01/01/2014 then on which date maintence to be paid for 1st month ?

Suraj Kumar   02 December 2014 at 06:38

Nomination

1. Can a govt. servent nominate to his parents in place of wife due to strained relationship ?
2. Can nomination to wife deleted in servise record wihile wife refused to live with husband ?

sarika Pradip wabale   02 December 2014 at 06:11

marriage and divorce act sec. 12

Would take divorced before one year under sec. 12

J SHANMUGAM   02 December 2014 at 02:34

Loss of document

sir,
from an expert advice,
i like to now few point,

1. can anyone file a complaint in police station about loss of property document (title deed)and can get not traceable certificate after a period and publish in news paper.
if yes, then land graber use this method and registar a document easily.

then what is the safe guards given in the law for the orginal land owner.

chandrabhanu   01 December 2014 at 23:20

Habitual litigant

Sirs,
There is one person who has taken approximately around 10 to 15 properties from many individuals by cheating them (leagally). Legally means, he will creat a forged will, based on the will sale to 3rd person, 3rd person to 4th person & then he will buy from his as he does not know anything and legally safe. Out of 10-15 people, many have left as they are not financially strong as compare to him. Few people in the due course of case as it delays, they have compromised for some money. Now around 5 person only fighting the case. I have all those persons details. In this context, please clarify the below.
1) Can i initiate the criminal case?
2) Can I complain to CBI? and whether CBI will investigate this matter as the approximate amount of fraud is 40 to 50 cores.
3) Is there any other action which we can take?
5) If all the 5 people can jointly complain to police department, If we give the complaint, whether police will accept the complaint?
6) Whether all the parties can file the criminal case?

Sirs, please clarify me as it is very important to me.

kishor kr. majumder   01 December 2014 at 23:13

case

meaning of place

Patel   01 December 2014 at 20:46

Consumer case

Hello Sir,
I have registred Consumer case @ Gandhinagar- Gujarat.

But, I am in Pune- Maharashtra.

Can i give Power of attorney to My father to do the all complete formalities like submiting the rejoinder affidavit to consumer court?

Please suggest.