Mayank
28 April 2016 at 16:42
I was having a credit card of Sc bank since 1996. In 2003 they offered me a personal loan at a very low interest rate. I accepted the same but somehow they charged me for late payment. Although I paid all the installments on time. I paid all my principal + interest but failed to pay the late payment charge of Rs 125. Also they charged me Rs 2499 (without my knowledge) for lifetime annual fee waiver scheme. Due to some commitments and family issues I could not pay attention to the same and the bank also did not remind me regarding O/s balance and stopped sending the statement when they levied late payment charges. In 2011 ( after 8 years) they sent me a settlement offer of 50,000. I was shocked to see this. I got my CIBIL report and there was O/s balance on my CC. I filed a case in District Consumer Court and it has been pending since 4 years. The amount has also turned into lacs of rupees. I want to know:
1. whether I can contact bank to offer me a final settlement.
2. If somehow court makes decision against me, can I ask court/bank to charge less interest rate.
3. The bank did not inform me from 2003-2012 about my o/s balance which was their duty. Can I ask the bank to reduce the interest charged on this ground.
Anupam Jadhav
28 April 2016 at 15:39
Dear Members,
Kindly advice how to file complaint and how to do followups for the same with deputy registrar of cooperative societies Thane taluka for misuse of power and funds by committee members of housing society.
manoj joshi
28 April 2016 at 15:23
respected sir,
i want to know for equatable mortgage conversion of land from agricultural to non agricultural land is necessary in notified area/nagarpalika area??
plzdo help with latest case law of high court or s c or any drt tribunal
PrnBCRBant
28 April 2016 at 14:49
A trust has entered in to perpetual lease agmt. with an individual providing for an apartment on lease for 99 years. Now both the parties agree for cancellation. what is the procedure to be followed? Lease agmt. was through a regd. lease deed. whether the same has to be cancelled by an regd. agmt.? and whether again the stamp duty has to be paid?
Rahul Lahiri
28 April 2016 at 13:22
1. Mr X was appointed as Wholetime Director of a Company for a period of 3 years in terms of the applicable provisions of the Companies Act, 2013. His agreement with the company was executed on 01/07/2014 which was valid till 30/06/2017.
2. As per the company’s policy, a person can be in fulltime employment of the company till he attains the age of 58 years. On 28/06/2016, Mr X would be attaining the age of 58 years which entails him to vacate his office. But the he company considering his vast expertise in the concerned industry, wishes to extend his services for a further term of 3 years i.e from 29/06/2016 to 28/06/2019 (his age will be 61 years then) with a new designation as Managing Director of the Company.
3. Now if Mr X will be holding the position as Managing Director of the company on remuneration.
4. He is further proposed to act as Managing Director in another associate company, wherein he will be getting remuneration.
Now our query is as below:
Query 1. Had Mr X continued to be the Wholetime Director of the Company, he would have been eligible for PF, Gratuity, leave encashment and other benefits as applicable to the general employees of the company. But in case his extension of service is not made as an employee but a contractual retainer - will it restrict him from getting the benefits of employment viz. PF, Gratuity, leave encashment and other benefits as applicable to the general employees of the company? As we understand, PF he can continue even after 58 years, but not the pension fund.
Query 2. As per the definition of Wholetime Director in the Companies Act 2013 – a Wholetime Director shall include a director who is in whole time employment of the company. Now if Mr X continues to be in fulltime employment of the company as a Managing Director- he may be deemed to be the Wholetime Director of the company. Again, if he wishes to be a Managing Director in another associate company, on remuneration- whether there is any legal impediment restricting him from doing so? As the companies act clearly mentions that a person cannot be a wholetime director in more than one company. It is mention worthy here that a person can hold the position of Managing Director in two companies.
Plz give your expert Legal views.
Ruchi Gupta
28 April 2016 at 12:39
We booked a flat in Jan,2016 in bangalore by giving him 20%.We signed all the agreements and we applied for loan.He has received the complete amount and now he is not applying for OC. Recently he made deviation in the construction as wel.What action can we take to get the OC.
Member (Account Deleted)
28 April 2016 at 11:12
SIR
MERA EK BHAI AUR TEEN BAHIN HAI JINKI SHADI HO CHUKI H MENE SABKI SHADI ME BARABAR KA SAATH DIYA H AUR GHAR KI MARAMMAT KE LIYE 1,50,000/- MAINE PAPA KO DIYE 2013 ME BHAI KI SHADI JUNE-2014 ME HUI H
MERE PAPA NE MERI WIFE SE 1.25 TOLE KI SONE KI CHAIN YEAR 2001 ME LELI THI BO AB TAK BAPAS NAHI DI H MENE PAPA SE OCTOBER-2015
ME 50,000/-RUPYE LIYE THE JAB MENE PLOT LIYA THA MENE YE PLOT PERSONAL LOAN LEKAR MENE WIFE KE NAAM LIYA THA
ME EK PRIVATE JOB KARTA HU AUR MERE DO BETI EK BETA HAI BADI BETI 10 TH ME CHOTI BETI 6TH ME AUR BETA 5TH ME PADHTA H MENE PAPA KE RUPYE ABHI TAK NAHI DE PAYE AUR BO US PAISE KE LIYE BAHUT PRESSURE BANA RAHE H MAI 1.25 TOLE KI CHAIN MANGTA HU TO BO USE BAPAS DENE KA NAAM NAHI LE RAHE AUR YE BHI DHAMKI DETE H KI MAI JAMIN BECH DUNGA YA KISHI KE NAAM KARBA DUNGA AUR YE BHI KAHTE H KI MUJHE KUCHH NAHI DIYA MAIN YEAR 2002 SE FARIDABAD ME NAUKRI KARTA HU AUR JO BHI PAISA BACHA H MAINE PAPA KO DIYA H
SIR KOI RAI DE MAIN KYA KARU
Gouthaman Varatharajan
28 April 2016 at 11:04
Dear Sir, good morning.
My father expired on 11.4.16. He is a ex-service man. I checked his pension book to apply for my mother's family pension, there I found my mother's name as thankalakshmi instead of thanalakshmi. Pls guide me how to change her name.
Anonymous
28 April 2016 at 02:12
Sir,
My wife filed dv case on me and my mom. She is getting maintenance from 125 and with dv she has prayed for maintenance ND return of stridhan. Only told mental cruelty and for dowry she alleged. No date and time mentioned. And she is working Whr as in affidavit she said she is not working. I hav to give reply of that petition. What prelims. Objectionals I should file. Plz help me.
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change of caste from obc to sc
dear sir/madam, i am a civil service aspirant, and belongs to dhangar(gadariya) community. i took four attempts in ias by obc certificate of gadariya.. now i came to know that the dhangar community which is subcaste of gadariya comes in sc category.. and originally i am a dhangar subcaste of gadariya.. i want to apply in civil services with dhangar(sc) certificate.. so i want to know whether i may face any problem in future. i have both certificate one of obc as gadariya and another one is dhangar as sc.. so whether i should cancel the obc certificate to get the benefit of sc.. kindly guide me in this direction as early as possible.. thank you