Durvesh Aglawe
11 November 2023 at 22:38
I've applied for an education loan from SBI, using our family land as mortgage. My dad bought this land 20 years ago, and he and his friend divided it when they bought it. We have the sale deed, Akhiv Patrika, and property tax receipts. However, the bank is saying they need proof of the land division. This is causing a delay, and I need the loan for my visa application urgently. They're asking for permission from the municipality, but we already have tax receipts showing that the property is assessed, and we are paying property tax, is there a way to resolve this?
Anonymous
11 November 2023 at 21:24
Hi Everyone,
I had a Joint ownership flat with my estranged husband who had kept the flat in his possession for 4 years without paying any home loan EMIs.. During these years my husband had stopped taking any calls from the bank or me.. so bank people were pressurizing me to pay the EMI as I was the co-owner and loan applicant .. I do not have means to pay the amount so I repetitively requested bank to initiate the SARFEASI action but they did so after years of delay.. Later Bank sold the flat at lesser price and filed case in DRT to recover interest accumulated over years and differential loan amount which is 40+ lakhs eventhough the differential loan amount was just 7 lakhs and rest was interest accumulated over years (due to delay in their action).. Paying 7 lakhs is very difficult for me.. 30+ lakhs of interest is beyond thinkable for me and their harassment was too much for me to take in.. so I stopped responding to bank calls .. Recently I came to know that DRT has disposed the case with below comments :
"As applicant bank did not take any steps to prosecute the case diligently, despite posting the matter peremptorily for processing PA and OD and even after disallowing interest for defaulted period, TA stands dismissed for default and non-prosecution, however without costs."
Could anyone please help me confirm if this mean I am not liable to pay any amount to bank against the accumulated interest ? Is there a way I can get some letter from bank that all dues are cleared ? if yes how can I get such letter ?
Thanks in advance
Emily Jones
11 November 2023 at 16:10
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Haneef Jafar S
11 November 2023 at 13:48
Hi
I am living overseas, My 87 yrs old mom’s commercial tenant at Chennai refuses to show the EB card and upon checking the EB line was disconnected in Aug-22 for non payment of dues.
Through a relative I made a complaint to EB. The tenant was asked to pay back charges and penalty and the line was made active . No further action is being taken on the fact that he was enjoying uninterrupted electricity in-spite of the meter being disconnected !!
I am concerned by this manner of closing the matter as the meter is my aged mother’s name , wonder what I should do now ?
Nilesh Shirode
11 November 2023 at 13:44
Dear Sir / Madam,
Our society is collecting the funds from members for replacement of lift, lifts will be replaced after next 6 months, in such case whether society can charge the interest on delayed payment for expenses which will be incurred after 6 months?
Anonymous
11 November 2023 at 13:32
We r facing land issue, it is assigned property we r tribal people like s.t..
My grandfather property was given to my father... and he given to my mother by gift... but here one problem, non tibal people threatening the my mother by gullibility and exploitation is there any to solve solution
Anonymous
11 November 2023 at 06:27
We are three siblings (2 sisters and 1 brother). Our parents and grandparents have passed away. An apartment was bought in our grandmother's name, but the sale deed and possession letter are in our mother's name. Registration is still not done, even after 29 years. Mom's side relatives like my uncles and aunts are now demanding that property after both our grandparents and our parents passed away.
Our queries -
1. Who is now the actual owner of the property?
2. How much would the registration cost and stamp duty be approximately after such a long time?
3. If it belongs to us siblings, can we sell the place, how can we sell the place? (since we are facing a lot of harassment from our relatives)
4. What will happen if we leave it unregistered?
Thank you in advance.
Anonymous
10 November 2023 at 02:32
Bail was granted by the High Court, while appeal against conviction is still pending there. Moreover, in another case, sentence was suspended by the Sessions Court during pendency of the appeal in the second case.
However, no conditions have been imposed in both orders.
• Can the person start staying in a neighboring state/area, over which the same High Court also has territorial juridisiction?
Sorry for being anonymous, but it is important.
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10 November 2023 at 01:28
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Reflection of registered will in encumbrance certificate
Hi
If a will has been registered at a sub-registrar office, will that reflect in the encumbrance certificate of that property?