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Member (Account Deleted)   06 February 2010 at 01:08

Credit Card Banker

Dear Professional Friends,

I may post my query for your views.

Query :

Even though the card holder is very prompt and regular in his payments for the usage of cards, whether the bank official has a right to take a decision to close the card accounts because the offical is unable to reach the card holder and the purpose of call is merely to give updation (matter is not known) to the card holder. Is it possible by the bank and is it fair on the part of the bank ?


Fact :

I am an individual.
I am having XYZ Bank credit cards.
I am making payments promptly for my usage of cards.

I am not in touch with the bank, as till date, it seems there is no necessity or any requirement from the bank.

Today, somebody on behalf of the bank called my brother's mobile number (as this number might have given at the time of applying for credit card) and asked for me. My brother asked what is the purpose of call.

She said, as she wants to update some information, she would like to speak to me and further she has asked for my mobile number.

My brother said that the card holder does not carry the mobile number.

Then she said, she wants to immediately speak and give some updation.

She further said, the bank has given full rights / authorisation to her in the absence of unreaching the card holders, she has right to cancel the card accounts. She has asked whether she will close all my card accounts.

Anonymous   06 February 2010 at 00:39

Partion suit

Lrnd. Experts,
My father is four brothers, and partition suit is going on. My father is defendant no-3. Due to his age he rarely moves. can I the youngest son depose on behalf of my father, or can he skip deposition and what will be the effect? How many witnesses are needed? What best can be done? Plz. advice. Thanks to all in advance.

Yaseen Mohammad   05 February 2010 at 23:59

Will deed

My client filed a suit for injunction basing on will deed executed by her father. Originally the property is purchased by the grandfather of my client, whether the father of my client is having rights to execute will deed or he is one of the share holder to the property along with my client. On the death of grandfather of my client, her father is bachelor.

Yaseen Mohammad   05 February 2010 at 23:55

Mutual Divorce

My client (muslim) obtained mutual divorce in front of Qazi and to that effect obtained certificate of divorce. Now my client want a decree of divorce seeking declaration of dissolution of marriage. My doubt is under what provision should I file the suit and what is the jurisdiction of court.

Anonymous   05 February 2010 at 23:46

disciplinary proceeding

I decided a representation By my order dt.15.01.07 in compliance of Hon'ble High court order dated 24.07.04
Govt. issued an order dt.27.02.09 quashing my above order dt.15.01.07
Agrieved party filed a w.p.no.1844/09 in High court.Hon'ble High court passed an order/judgement dt.15.05.09 and was pleased to quash the Govt. order dt.27.02.09 and directed o.p. no.1 Govt.to decide by reasoned order.in this order Hon'ble High court observed that Director(I)was well entitled to decide the representation as it was in compliance of High court order dt.24.07.04
Even though Govt. has charge sheeted me and the charge framed against me is that'I was not entitled to decide the issue.'
My queries are:
(1)Is it not contempt of court?
(2)in comliance of High court' order dt.15.05.09 Govt had decided the matter by order dt 21.07.09 quashing my order dt.15.01.07 but charge sheet against me was issued earlier on 08.06.09 by Govt.
(3)In another w.p.no.5241/09 Hon'ble High court has stayed Govt. order dt.21.07.09 and w.p. is pending.
(4)consiquently my order dt.15.01.07 is prevailing even though I am facing disciplinary proceeding on the above charge.
pl.suggest legal position and how should I
defend myself from above charge




SUBHASH SHARMA   05 February 2010 at 23:11

UP VAT

ONE OF MY CLIENT HAS RECD ONE NOTICE U/S 54(1) UP VAT ACT LATE FILING OF VAT RETURN.

HE IS LIABLE TO FILE QTYL RETURN AND HE HAS FILED RETURN

QTR DUE DT BUT FILED ON

I QTR 20/07/09 16.10.09
IIND 20/10/09 04.11.09

KINDLY SUGGEST WHAT SHOULD I DO

THANKS/REGARDS

SUBHASH SHARMA   05 February 2010 at 23:06

ACCIDENTAL CASE

ONE OF MY CLIENT WHO WAS DRIVING A CAR ALONG WITH HIS TWO COLIGUES IN DELHI NEAR SHAKAR PUR IN NIGHT AT ABOUT 10 PM. HE STOPED THE CAR TO DROP ONE OF THEM. THEY ALL DISCUSSING SOMETHING AND ALL WERE IN THE CAR.

SUDDENLY ONE BIKE RIDER HIT THE CAR WHO WAS DRIVING BIKE VERY SPEEDLY MORE THAN 80 KM. HE HIT MY CAR AND HE INJURED IN A BIG WAY. HE WAS TAKEN TO HOSPITAL BY THE PEOPLE WHO WERE WATCHING THE ACCIDENT.

MY CLIENT CALLED THE POLICE BY DILING 100 NO. I.O. TOOK HIM TO POLICE STATION. AFTER 2-3 HOURS THEY RELEASED ME TILL THAT TIME NO FIR WAS LAUNCHED BY THE POLICE.

NOW WHAT SHOULD I DO. KINDLY SUGGEST.

THANKS

ravi j shulkla   05 February 2010 at 22:40

to charge under IPC 302 or 306

in one incidence quarrel started between couple due to some reason, husband pour carrosin over wife and also gave her a match box, wife set her self on fir with match stick of the match box given by her husband and she died due to burn injuries. in the circumstance weather charge be frame for offence under sec 302 or 306 of IPC?

Anonymous   05 February 2010 at 22:38

Benefits for Business Women

I am doing a small business from my home in Punjab. Its a mix business which includes many fields like artificial jewellery, ladies & kids garments, printed stationary, soft toys & many articles etc. What are benefits from Govt. / State / Centre for a Business Women, like can I operate business from home, if yes, then how much space am I allowed to use, how much tax benefits or any loan facility from the Govt. / State / Centre, which I can take advantage of. Please help me...

Dushyant Pandya   05 February 2010 at 22:17

Accused for breach of contract

Contract was executed between employer and employee. After some time employee left the organisation with immediate effect. Is any clause or way to take criminal action against employee as due to that employer facing huge business loss?