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ROHAN MUMBAI   12 June 2014 at 00:41

Sarfesi act

hello
I am newbie I am housing loan customer of x bank and os is 1060000000 and currently account is npa nd bank have sent me sarfesi notice 13.2 .bank is wanting to come and take symbolic possession ,I had requested bank to give me 30 days bankers are not ready .plz guide me and wat next they can do after symbolic poseesion.
thanks
rohan
plz note ..currently the property value is double the loan amount

niky......   11 June 2014 at 23:45

Does digital photographs count as valid proof in court?

The plaintiff owner of building has filed a bonafied case on me tenant and asks for evac.

I have various proofs like voting card, ration,electric bill etc.
But in his last application he mentioned that i am not residing at suit premises.
Can i give 4-5 photos taken from mobile , take its print (with dates on print) and submit it to court? This photos clearly shows i am in the suite premises.

Is a digital photo print considered as valid proof ? My lawyer is saying it wont get much value, so wanted to have a second opinion of the same.

Thank you.

simy   11 June 2014 at 23:31

Sharing water pump bill with neighbour & he is not giving bill

Sharing water pump bill with neighbour & he is not giving bill

I am sharing water pump with my neighbour and we share that bill amount. The water pump bill is coming into his house electric bill, so I am not clear how much is actual amount only for water pump.
I had asked him to separate that water pump bill but he is not agreeing to it.
Also when i ask him to give me the bill monthly, he dont and says give it to him annually.

Is there any law code which enforces that the bill needs to be given timely to me and separation of bill is mandatory?

Can i send him a notice or just a registered post letter will suffice?

Thank you.

Ramesh   11 June 2014 at 17:28

Regarding fire & theft insurance

The case is in consumer court.

I have a petrol pump started in 1999 covered under fire, theft & burglary insurance a premium paid regular in time till date.

In year 2007 there is theft incident took place in my pump of Rs 2,00,000/- two lakh and we made a police complain (FIR) and inform insurance company for claim.

In police final report after all investigation they have confirm the theft.

The same theft incident happen in other petrol pumps in the city during that period and the news was covered by daily newspaper (Dainik Bhaskar) with details.

The surveyor of the insurance company mention in his report that there is no theft because the records kept by pump boys is not showing shortage of rupees two lakh
but showing plus balance of rupees ten thousand and on this ground he is denied to give claim.

The surveyor has made miss conception in his mind about the cash records kept by pump (petrol delivery) boys who are not educated. We try to convince him about the cash records and our daily practice and procedure for keeping cash & bank records but he refuse and do not want to understand.


Here my plea is :-

(1)The insurance made for theft not for book keeping.

(2)When police is confirm the theft incident and issue final report.Then how come insurance company denied for incident.

(3)According to insurance company theft was not took place it means we have made false complain and police have given fake report then why we both should not punished on this ground.

Please advice me how to over come from this.

Thank you very much in advance for your help.





Parag Patel   11 June 2014 at 15:03

District consumer disputes redressal forum

Dear Sir,

I am planning to register case in CONSUMER DISPUTES REDRESSAL FORUM @ Ahmedabad, Gujarat.

I am filing this case through Voluntary consumer association registered under the Companies Act, 1956.

I Purchased 2 flats from the Builder. Each Flat cost is 11 lacs. Total cost for two flat is 22 lacs. We Paid all money to the builder through bank & personal money. Sale deed is done successfully.

But, Builder has not given physical possession of the flat. Builder has given only Paper arrangement possession.

Meanwhile builder has done forgery with General Power of attorney. We have collected so many Proof against Builder & SBI though RTI act.

Builder Tie-up arrangement between BANK & Builder is totally wrong. We got the proof through RTI Act for this wrong Builder Tie-up arrangement between BANK & Builder.

Loan Amount is : 14 Lac from SBI for 25 years. Now builder is asking another 6 lacs for each flat. (reason :- material cost is high now a days) after that he will give physical possession.

I already paid 37 EMI to the Bank. After that I stopped the EMI & BANK has taken the possession. Till date building use permission/ occupancy certificate is not available from the concern authority.( AUDA)

There was one document in which BANK & Builder Agree that if BU Permission or occupancy certificate is not available. Then , Builder must pay the Loan Amount behalf of me.

Please suggest what to do?

How to ask for compensation from the Builder & Bank & AUDA?


Jitendra   11 June 2014 at 13:56

Decree is not binding on third party

Hello Experts,



In short, Krishan Mathur has obtain a decree by playing fraud on court against three person 1. Jagdeesh 2. Devki Nandan and 3. Virendra Agarwal. Mathur mentioned that these three people is trying to I need your kind advise to let me know the ruling or judgments which says that a Decree is not binding on third party.acquire his land by forming foundation on his land and filed a suit in 1994. The suit was decreed in favor of Mathur in 2003.

The following observation were made

1. Mathur is really owner of the said land. Resolution: Court ne is point ko KALMJAD kiya hai.

Order: Defendants are advised not to interfere in the property on which Plaintiff is having his possession.

Krishan Mathur has filed an FIR (IPC 420,468,471,506,467 ) in 2007 on Shri Ram Chandra (third party) and other 7 people (third parties) whom Ram has sold out his ancestor's land.
There were 2 FRs (final reports) in favor of Ram were produced in the court but both got rejected in 2009 and All people have to serve prison for 7 days. The bail was granted on the point that the address/area of both properties Decree and the land sold by Ram does not match. Also the boundaries does not match. Since 2009 Mathur is delaying the case by getting absent, his lawyer is not well or lawyer is not ready blah blah. Now last year his statements are recorded and so far he has not shown any strong evidence which says both properties are same. And Mathur is the actual owner the property. Mathur has not also filed any case against the sale deeds made by Ram in 2004, 2006.

The case is still going on. I am looking here the following

1. Any ruling or order/judgments which says the Decree obtain by Krishan Mathur is not binding on Ram and others.

2. How to speed up the case.

3. Any other thing which could help Ram.


Thanks in advance and looking for your positive response.

regards
Jitendra

Neeraj Kumar Giri   11 June 2014 at 00:47

Title suit

Dear Experts,
Please reply and give your valuable advise in the below given case.
This is a case of my sister's Son who his residing in West Bengal in Bihari (Brahmin) family, My elder sister who had expired in 1992 while giving birth to his son, after 2 years of my sister death, my Brother in Law (Jijaji) got second marriage with a girl and from her second wife he has having one boy, after his marriage the step mother did not care my late. sister's son (Bhanja) and gradually she had forced his husband to not take care of his elder step son i.e. my Sister's son, as my Bhanja have completed 18 years and now he his adult then in this case u/s 125 crpc. is not maintainable, so finally he have decided to file a civil suit of Partition (Title Suit), I just want to know that, in the connection we have met a Lawyer who advice me to get a proper details of property and liquid money in bank, then he can file a case of Title Suit/Partition, but in this context I would like to know that can I file RTI Application in Bank about the cash and other saving certificate of my father's name or of his step mother name, will Bank or other financial institution is bound to provide me the reply or not. As well as Is Title Suit/Partition is the best way to over come the problems or to is there any other Law which could help me to get my share from my father's property. As the Brother In Law have condemned that he will not give a penny to my "Bhanja".
Please reply please.

sandeep pilania   10 June 2014 at 21:32

fixing gate on street

my 3 grandfather owned 3 plot in my village. there is a common street for our family plot. the street is made for our plots at the time of chakbandi. and land aquired by street is cutted from our family land share. i want to say that our land deducted for street.
now a neighbour whose plot is attached by street one side. he want to fix gate on our street side by saying that it is samlaat rasta ( common man street). can we stop him legally to fix gate on our street side. his plot alredy on road attached. he is showing his cruelity towards us.
please suggest me very well.

Amit   10 June 2014 at 18:45

Ammendment of plan of a building in mumbai by a member of the society

The building is almost 35 years old.

FSI of 1 has been used.

Conveyance has not been executed.

If some changes need to be made by me, like to cover the terrace attached to my property.

Can i use the extra .33 FSI or use TDR.

Will i need the Builders NOc or the Societies NOC or both NOcs to put up the plan in the BMC.

Amrit Dubey   10 June 2014 at 13:58

Requirement of completion certificate and occupation certificate.

Dear Sir/s

Whether there is any notifications regarding compulsory requirement of completion certificate and Occupation Certificate while registration of a Lease Deed of a property for commercial purpose in NOIDA. UP.