Member (Account Deleted)
06 February 2010 at 01:08
Dear Professional Friends,
I may post my query for your views.
Query :
Even though the card holder is very prompt and regular in his payments for the usage of cards, whether the bank official has a right to take a decision to close the card accounts because the offical is unable to reach the card holder and the purpose of call is merely to give updation (matter is not known) to the card holder. Is it possible by the bank and is it fair on the part of the bank ?
Fact :
I am an individual.
I am having XYZ Bank credit cards.
I am making payments promptly for my usage of cards.
I am not in touch with the bank, as till date, it seems there is no necessity or any requirement from the bank.
Today, somebody on behalf of the bank called my brother's mobile number (as this number might have given at the time of applying for credit card) and asked for me. My brother asked what is the purpose of call.
She said, as she wants to update some information, she would like to speak to me and further she has asked for my mobile number.
My brother said that the card holder does not carry the mobile number.
Then she said, she wants to immediately speak and give some updation.
She further said, the bank has given full rights / authorisation to her in the absence of unreaching the card holders, she has right to cancel the card accounts. She has asked whether she will close all my card accounts.
Sujata
05 February 2010 at 20:10
hi!!
can anybody tell me , which is the recent supreme court judgement relating to public interest litigation?
and in which site i can find facts of case laws?
Anonymous
04 February 2010 at 21:05
I was dismissed from bank service in mizoram. I was given official accomodation in delhi. Appellate autuority from mumbai have communicated his decesion at my official residence in delhi cause of action in respect of matter connected with cooerative society matters more than six years back matter pertains to chandigarh after that i serviced in shimla dehradun and aizwal,mizoram. Filed case in delhi high court. Respodant raised question on territorial juridiction. Can anybody provide me relevant judgement
rajvinder singh
04 February 2010 at 21:00
the age of male was 19 years when he was married to a girl who was also of same age.they applied for registration of marriage and registrar issued the certificate with refusal to register the marriage.the party applied for visa to germany and objection was made out by embassey they marriage certificate was not avalid one.now the age of boy is 21 years and we want to get the marriage certificate,we again applied to registrar he issued the same certificate which was issued earlier as on date of marriage the age was 19 years of boy.
sir pls tell me what should we do to get the decree form court that marriage was a vaild marriage.how we get the decree form court .whom should we make the parties/.
Anonymous
04 February 2010 at 15:07
any one can help me in my query.
we are pvt new company and we have big project now for porject we need land , we have no money to purchase land.
so we want to make agreemet with land owner to give land for our porject and when that land sold for part of porject we will tranfer that money to land owner...
Anonymous
03 February 2010 at 19:02
my brother has done bbl from university of Jammu and kashmir which is also called academic BBL . Now offcourse he cannot practice with this . Is there any way like he can join a regular course for third year and get a LLB degree .
Jatin Agarwal
03 February 2010 at 17:57
My query is that, A bank had took a Banker's indemnity insurance policy from a insurance company under which the cash and securities are insured and insurance company is liable to pay in case of any loss, but in the conditions of the insurance company it is clearly written that for this insurance policy the bank must keep an alarming system as well as additional security personals. Now if the bank it looted and thereafter it was found that there was no alarming system installed and also no security personals were present so my question is whether insurance company is liable to pay for the losses? If yes to what extent? and which are the laws that could dealt with.
Legal Wizard
03 February 2010 at 17:48
Whether father has a right over the sons property after the death of his intestate?
queryking
03 February 2010 at 13:54
i am having license to run finance company it is obtained from RBI,
is it necessary for me to obtain license/permission from the municipality also in addition to the RBI license?
which provision/section says it is necessary?
plz enlighten me.
© 2025 LAWyersclubindia.com. Let us grow stronger by mutual exchange of knowledge.
Credit Card Banker
Dear Professional Friends,
I may post my query for your views.
Query :
Even though the card holder is very prompt and regular in his payments for the usage of cards, whether the bank official has a right to take a decision to close the card accounts because the offical is unable to reach the card holder and the purpose of call is merely to give updation (matter is not known) to the card holder. Is it possible by the bank and is it fair on the part of the bank ?