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Anonymous   01 November 2015 at 00:03

unstamped loan agreement

Dear all ,
1. Can the stamp duty be paid after execution of the loan agreement ? If yes how ? If no why ?
2. Can the loan agreement be executed after disbursement of loan?
Please guide me

Abhishek   29 October 2015 at 18:25

Original cheque is misplaced

I was filing a case under Order 37 Rule 2-Code of Civil Procedure, 1908, for non payment of dues by my party and dishonored cheque. I have mis placed the original chq. what can I do for here. please tell me the alternative.

Sree   29 October 2015 at 14:16

Uit for declaration and recovery of rent under rent

Dear Experts,

May you please share a draft copy of the petition for declaration and recovery of rent. (Karnataka Rent Control Act)

Thank you

Ravi B   28 October 2015 at 16:09

Adoption after age of 25years

Hello,

Is it possible to adopt a child after he/she has attained age of 25.

If yes, can he/she use the new name for processing Passport.


Thanks

Abhishek Goud   28 October 2015 at 07:21

establishing a lounge bar

Sir I want to establish a bar I want to know what are legal permissions I should undergo and how to proceed

Ramanathan   26 October 2015 at 10:54

Non-bailable warrant

Dear Experts,
Thanks for your valuable advice!

Please advice how can I find out the Bank is going to the Court to get Non Bailable Arrest Warrant against me?

As the Bank or Court will issue Notice or summons to me before filling?

As I am informing, I am ready to pay the committed amount but I need 2 months time.
Please advice.
Thanks & Regards,
Ramanathan

glen@goa   26 October 2015 at 09:14

Legaliity of future dated power of attorney

A development agreement along with Power of attorney is executed and presented on 15-1-2015 between a family and a developer kept ADM and registered on 16-1-2015. Post registration, in the document one family member is shown represented by another member of the family by a Power of attorney by reason of disability, this p.o.a is not registered but notarized (blood relation) interestingly this notarization is dated 16-1-2015, Assuming the acceptance of such presented document itself is a grave mistake (?) by the registrar***, is this document a valid document. In the document executed and presented on 15th and registered on 16th Does the member representing the disabled member have the power. Is the document valid

***(fact is 'the document presented on 15th is altered to replace the disabled member with a representative on 16th).

gillcps   25 October 2015 at 09:56

validity time of sale agreement (rs 100 stamp paper)

What is the validaity time period of Plot Buy Agreement(rs 100 stamp paper).
We have done such agreement in october ,2012 .But in place of my father name on that sale agreement, mama has put up his name.All money paid by my father.Now ,mama want share in that plot.
I heard that such sale agreement (rs 100 stamp paper) has maximum validity of 3yrs from the date agreement made. Or such agreement validity for whole life time.Please confirm on timeperiod over this agreement stays valid?
Because if its validity automatical gets expired on 3yrs completion and no legal value.
Then we can create new agreement on my father name without any worry of old agreement.

Ramanathan   24 October 2015 at 19:50

Non-bailable warrant

Dear Exerts, Please Advice:

I have Citibank Credit card / Loan outstanding and I finally settled in Lok-Adalat at Rs.1,20,000/-.

The Award copy of Lok-Adalat (as I agree & signed by me)Terms of Compromise read as "Opponent ready to pay Rs.1,000/- per month from 20th Dec 2014 to till 20th June 2015 and thereafter remaining amount in the installment per month of Rs.20,000/- each."

I have paid Rs.1,000/- per month for 7 months & balance amount Rs.20,000/- per month I could not pay due to financial problem & I ask the bank for some time till December, but last week the bank executive informed me by phone as they will issue non-bailable arrest warrant against me.

I am in a difficult position, How will I know if they issue warrant against me?, where should I contact?

Please advice!

Thanks & Best regards,
Ramanathan

Ravi   23 October 2015 at 01:33

Legal documents to be obtained from builder and bank

Respected Sir/Madame,

I purchased an apartment in Chennai from a so called reputed builder who has simply siphoned the money and stopped the construction.I took loan from AXIS Bank towards this apartment.

However, the builder or the banker didn't advise me of the below details at the time of entering in to agreement with the builder and AXIS bank 3 years back. The builders project was financed by Bank Of India. Recently the building was sealed by the local panchayat and removed by them recently.

1. Can AXIS bank approve a home loan when the property is already pledged to BOI by the builder? If they should not approve, then what type of crime has AXIS Bank committed?

2. What are all the legal and mandatory checks that AXIS bank should have performed prior to approving the home loan.

3. Should the builder show me the NOC before i entered into agreement with them in Chennai or should they disclose it to AXIS Bank directly?

4. The bank never sent me a copy of the tripartite agreement which I entered with them at the time of taking home loan with them. Till date they have not provided me a copy of the same. Is it mandatory that AXIS bank share a copy of the tripartite agreement with me?

5. Should the builder disclose in his construction agreement/agreement for sale that the property is pledged to BOI and that NOC is obtained from BOI for the UDS that is alloted to me in the agreement?

6. The bank failed to provide me bank engineer signed stage certificate which is a mandatory check that each Bank had to carry and send a copy to the customer that the bank's engineer had visited the site and is satisfied that the construction is happening and that I can release the next payment to the builder. However, AXIS Bank failed to provide a copy of the same before releasing the payment to the builder. Please advise under what section should i file a case against the bank, is it criminal or consumer court?

7. What are the mandatory documents that the builder should have disclosed before entering into agreement.

8. What are the legal documents and checks that I should have insisted from the builder before entering in to the agreement.

9. What type of case should I file against AXIS Bank for not being transparent with me when I entered in to Home Loan agreement with them.

Please advise for all the points as I am wishing to proceed legal actions post your advise.

Thanks for your help.

Regards,

Ravi