Regarding occupancy certificate from builder

Gangadhar (Querist) 08 September 2013 This query is : Resolved
Dear Sir,

I have booked and registered a flat @ bangalore.Now flat is ready to Occupy and we are asking for OC from builder, but he saying that we are not told/agreed to provide Occupancy certificate at time of booking.

Builder has constructed 4th floor (2 pent houses)which is not approved (Approved only G+3 floors).

My Questions are:
1) Without OC can we move in?
2) Builder has to give OC after completion of building- This is each builder responsibility, Is it required before booking we need to ask/agreed with builder?
3) Now, how how they will provide OC?
4) Without OC we can sell the property?
5) After constructing 4th floor, still all banks sanctioning the loans for newly booked people (within G+3 floor). Why banks are not checking the 4th floor?

Requesting you to all please provide solutions...Thanks in Advances.

Regards,
Gangadhar T

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