Personal loan/cc default

ROHET (Querist) 05 January 2023 This query is : Resolved
Hi, If someone default on PL/CC, what are the actions can be taken by the bank.

Is police role involve in Loan Default matters? What r the guidelines for Collection agency by RBI.

My query related to personal loan/CC not related to home loan/car loan. Please revert asap.

Thanks,

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Sudhir Kumar, Advocate (Expert) 05 January 2023
Why do you think that the experts here in this forum (though giving charitable advise) are students in examination hall.

Instead of setting question paper please narrate facts of the case and how you are associated.

kavksatyanarayana (Expert) 05 January 2023
It is a repeated query.

Sudhir Kumar, Advocate (Expert) 08 January 2023
repeated

https://www.lawyersclubindia.com/forum/details.asp?mod_id=221894&offset=1

Dr J C Vashista (Expert) 09 January 2023
You have adequately been obliged by experts, however, if you are not satisfied it is advisable to consult and engage a local prudent lawyer with relevant records for appreciation of facts, professional advise and necessary proceeding.

But it is absurd and ridiculous to repeat same story time and again.

Sudhir Kumar, Advocate (Expert) 09 January 2023
no expert can come forward to pay your loan simply because you repeat query.

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