This discussion clarifies OBC reservation eligibility, particularly concerning the non-creamy layer criteria. It explains that your personal income and your mother's pension are generally not considered for determining your OBC NCL status if your father wasn't a Class I officer recruited before 40. You can likely apply for an OBC certificate now to avail reservation benefits in future employment, even if your current job is in the unreserved category. The West Bengal Backward Classes Welfare Department website is provided for application.