This discussion concerns a legal situation where an individual took money and issued cheques as security. The lender has now filed a civil case for recovery, allegedly using a forged promissory note with the borrower's signature. The borrower was unaware of the court proceedings until an ex-parte order was granted. They are seeking advice on how to address the situation, particularly why a criminal case for cheque bouncing wasn't filed and how to proceed given the ex-parte order.