Death of driver in accident

RAVI KUMAR SINGH (Querist) 22 August 2014 This query is : Resolved
Dear All,

An untoward incident has happen,my driver was working on some construction project,with higwway(truck), he was while working has touch through wire in which 11 thousand volt current was flowing and suddenly vehicle was burnt,driver as we have heard has also died, vehicle is insured. Now please guide us what will be liability of the owner in such cases,if is their is any liability exist as owner has no connection with incidence.

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Sudhir Kumar, Advocate (Expert) 22 August 2014
read insurance eterms

Devajyoti Barman (Expert) 23 August 2014
The owner is now fully liable.

Arvind Singh Chauhan (Expert) 23 August 2014
compensation can be claimed under MV Act and under workmen's compensation also.

Rajendra K Goyal (Expert) 23 August 2014
Owner is liable.

RAVI KUMAR SINGH (Querist) 24 August 2014
The vehicle has also got insurance.So please tell me how the owner is liable when he was not involve remotely.

Sudhir Kumar, Advocate (Expert) 24 August 2014
read terms of insurance and see if they have been followed. If yes then insurer is liable and if terms are not followed the owner is liable whether involved/present or not.

T. Kalaiselvan, Advocate (Expert) 27 August 2014
Owner's vicarious liability may operate, however, if insurance terms provide relief and covers such incidences as accident cover, the chances that the owner may get absolved.

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