Builder not providing documents in time and now charge inter

Shalin Shah (Querist) 21 May 2021 This query is : Resolved
I booked flat in Residential project in Jogeshwari, west, Mumbai in December-20. I paid booking amount.I am sending many emails of documents required to complete Agreement as per documents mentioned in agreements. Builder is not giving me proper documents as per agreement and Bank loan till today. Now send me Interest Debit Note. Now builder is saying me to apply from their bank only and finish procedure in 7 days otherwise need to pay interest @ 2%. What can I do? I have all email communications of Builder is wasting time and not providing documents.

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A homebuyer is facing issues with a builder who has delayed providing necessary documents for a flat purchase, leading to interest charges. The buyer has emails as proof of the builder's delay and is being pressured to use the builder's bank with a tight deadline. Potential solutions include sending a legal notice to the builder demanding the documents and withdrawal of the interest charge, or filing a complaint with the Consumer Forum.

kavksatyanarayana (Expert) 21 May 2021
File a case against the builder in Consumer's Forum. Take advice of a local lawyer for guidance.

Dr J C Vashista (Expert) 22 May 2021
Issue legal notice to the builder to provide necessary documents and withdraw the interest debit note.

It is better to consult and engage a local prudent lawyer for analyses of facts/ documents, professional advise and necessary proceeding.

Advocate Bhartesh goyal (Expert) 22 May 2021
Yes ,send legal notice to builder and ask him to provide you necessary documents within 7 days and withdraw interest debit note if builder does not comply with notice then file complaint before District Consumer Forum.

T. Kalaiselvan, Advocate (Expert) 22 May 2021
You can demand the builder to provide the documents which are necessary for sanction of loan by your bank within a period stipulated in your legal notice.
You may add that if he fails to comply with the demands made, you would contemplate to either file a complaint before consumer forum for deficiency in service or to cancel the booking in which case he has to refund the booking amount with interest.
You may issue this legal notice by registered post through your lawyer.

Shalin Shah (Querist) 24 May 2021
There are so many consumer forum. Which is genuine and govt of India porta; for consumer complaint ?

Sankaranarayanan (Expert) 25 May 2021
Consumer complaint only under NCDRC

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