i had taken a house loan from LIC of India in 1994 amounting to Rs.171000 at an interest rate of 5.25% pa (on concessional rate since i was an LIC employee) and the management started deduction of Rs725 per month from the salary since 1994. in 1996 on a fake complaint the management decided to deduct an enhanced commercial rate at 16.5% pa amounting to deduction of Rs2494 pm. thereafter LIC chargeseeted me and the got the matter of misappropriation of house loan investigated. the Enquiry officer recommended droping of charges of misappropriation against me and the Disciplinary authority dropped the charges on1/4/2000 but the commercial rate deduction continued till february 2004. the orders of High court in 2002 in a cwp filed by me for for the purpose went unrelied upon and the deduction continued till 2004. the management started deduction at lower rate from 2004 but never refunded the amount deducted in excess. i retired in 2010 fighting for the refund and the LIC manangemnt again deducted rs.190000 from the retirement benefits. i filed civil suit in 2010 and the court ordered to refund the amount deducted in excess of the agreed rate of interest alongwith interest @6%. i had to file an appeal for increase of the interest rate to 18%. the case is now fixed for august 2015. what remedies besides the refund are available to me in the present case? any wise opinion please.
prateekmaheshwari
15 February 2015 at 20:49
Hi, can I directly approach a district court to sue someone under article 336 or do I need to go to police first?
kumar gangadharan
15 February 2015 at 20:48
Dear Sir,
A & B are joint owners of a flat in a CHS and their names appear in the same order in the share certificate. Can their daughter C be admitted as an associate member of the CHS and her name endorsed in the share certificate. Also, is it possible for either A or B to give up their ownership in favour of C in future. What are the formalities. Kindly advise. Thanks & regards. Kumar Gangadharan
Dear Expert, my friend bought a commercial shop ar delhi in 1993. He has a agreement to sale in his name and he is sure that a sale deed was registered in his Name. But he couldn't find any orignal deed nor registration slip. He check the ragistrar index but not finding his name on the said propert.my question is; 1.) Can he ask ragistrar to check and issued a duplicate deed. 2.) Is there any process to registered the sale deed again.3.) Is there any other process to get valid titel deed.
neha
15 February 2015 at 17:35
I have a query from one of my friend.
As per Indian Law, if property is let out for more than 15 years without any agreement. Is there any chance for the tenant to become legal owner of the property?
amit
15 February 2015 at 17:31
hello sir, i m in problem. i had taken personal loan from icici bank in bangalore on 30th jan08. of amount 1,15,000/= for which i get 108000/= rest deducted for processing charges. i had an emi of Rs 3147/= per month. i had regularly paid the emi till feb09. after that i was unable to pay the emi bcoz of lossess i had in my business. i was hand to mouth. then i tried to survive in blore but coundnt make up so i left blore in 2010 n back to my native. now from past 2 months bank got my new mob no n start harressing me,my family, n my relatives by using abusive language n threatenings. they call us around 40-60 times in a day. if i ask them there ids and bank branch, they just use abusive language. now they r asking me to pay 2,47,000/= Rs and i m still not in condition to pay the amount. yesterday an icici employee from hydrabad called me and ask the settelement for 1 lac Rs. for that also i m not in condition to pay.. please please its a request guide me wat to do.... thanks
Mohit
15 February 2015 at 14:40
My name in the rationing card is written as 'mohti'. However my name being 'mohit' I want to get the name changed. How do I do it? After making the affidavit, who do I submit it to?
Pradyot
15 February 2015 at 14:33
Can a female spouce withdraw a divorce petition filed in family court with both consent after accepting one time allimoney from husband through family court.
If she did so can husband get one time money paid to her back from spouse?
What is the remedy to see that divorce is complete in all respect so that she can not withdraw the consent from court
g v venkatarao
15 February 2015 at 14:28
Ours is a partnership firm with two partners and we leased out the factory to the another firm. They are not paying rents.One partner is not available. And the available partner is a lady, So does the lady partner alone can put an agent either as a special power of Attorney or General power of Attorney?
And is the power of Attorney necessary to be registered?
Urgent: my car blocked - matter pending in court
Respected Experts,
Plaintiff had filed a case against me claiming that I have no right to park my car on the vacant parking lot of my building.
The court due to an oversight granted an interim injunction without notice/ hearing against me till the date of next hearing.
However the injunction expired after the said hearing and I parked my car back in the vacant plot.Now the plaintiff has brought a car and blocked my car from moving from the car park.
Please advise what can be the course of action that I can take when plaintiff resorts to such illegal tactics while matter is pending in the court.
Regards,
Ria