LCI Learning
Master NDPS 2.0: Latest Legal Developments, Best Practices & Landmark Case Studies

Share on Facebook

Share on Twitter

Share on LinkedIn

Share on Email

Share More

D.Joseph Emmanuel Dhas   10 October 2015 at 18:08

Private bank imposed fine as minimum balance not maintained in sb account

Sir, I have one SB account originally with Tamilnad Mercantile Bank, palayamkottai branch.and subsequently a locker account from august 2008.When I opened the locker, they obtain a fixed deposit of Rs.10000/ from me for the quarenty of Locker rent.They failed to work out interest for the deposit amount year by year and failed to include the same into the SB account upto 2011.But they have debited annual rent at the rate of Rs.665 that Rs.335 for 2008 and Rs.665 per year there after.As a result the balance in my SB account came below 100 and they imposed fine of Rs76 for 2008 &2009 and Rs 364 for 2010 & 2011.for not maintaining minimum balance in my SB account. That penalty was debited from working out Rs.2581 as interest for the deposit amount of Rs. 10000/- for the period 2008 to March 2011 by including the amount on 28.10.2011.
They have introduced the minimum balance law from 2008. They have not intimated me about that.My doubt is, may a private Bank can apply such rule on a customer.however it is their mistake that if they would have included the interest of my deposit amount into the SB account year by year such things would not have happened.
I have written to the the Bank to correct the lapses. But they have not replied for the last one month. Please help me whether I can address this matter with the officers of Reserve Bank of India. if so EMail address to which I have to address. Thanking you. D.J

Anonymous   10 October 2015 at 17:50

APARTMENT maintaince not paid by 2 members

�forumHome�

Regarding APARTMENT maintaince charge could not be collectedTotal Replies : 0

by��Ramachandran Sundaram��on��13 September 2015

We live in an Apartment having 15 flats with 4 floors. The apartment was built in 2013 and the builder has not formed the Association and simply handed over the keys to all purchasers by convening a meeting then. Later all the owners convened a meeting to collect Rs.800/ pm per house apart from yearly maintaince of Rs.1000/ per house per year for lift. An association was formed without registered by selecting the The President, Secretary, and a Treasurer. Within 6 months the Secretary collide along with the Treasurer (both purchased the opposite house) in the 1st Floor dominated the entire Apartment without consulting the President and other members. They took other parking areas and giving disturbance to others.So we other member could not change their mood. SO, One of the owners from 1st floor had could not park his Maruti Desire car and fought and finally sold his house and gone. Then the 2 secretary and treasure acted as the were the entire Apartment owners. For every smooth talk if we approach, they started scolding others along with others. Finally, last year, We other 13 owners jointly fought with them and took all the keys of the apartment like lift, generator, gate etc..Then for maintaince they have not given the full amt of Rs.800.00 They used to give Rs.600/ only p.m for watchman, common EB. They stopped giving the annual maintenance of Rs.1000/ per year for 2 year , But using the lift. Now from January 2015 we started the new association with New president ,Secretary And Treasurer. From then they are not giving the monthly maintaince also.Simplyenjoying all the ffacilities like Water, lift,common EB , common security ,etc. Ours is a not a registered association. A simply handwritten arrangement. Others13 apartment ppeople r good except the 2. If we approach for smooth talk they start fighting with all the other owners. They also not ready to be a members. Now it it is Rs.8000/ due from each of them totally Rs 16000/ due. Now 1) how we can start an welfare association.? How many members? What r the stamp reqd for making the document? Whether it should be registered? And where it sould be registered? Whether they had to be given notice or without making them, We can form the Association and bye laws may be passed.? Any possibility in cutting of water service ?This can be included in the bye laws before that? Then what are the legal remedy? Or Only suing power's to be obtained by Byelaws and can sue in court.? Model for an Apartment welfare association required. RAM / / / From Trichy Tamilnadu

Your Reply :

Submit

RecentPopularCategory

Post TopicForum�

��

Visit Lawyersclubindia�Desktop Site

Contact Us�

forumHome�



Regarding APARTMENT maintaince charge could not be collectedTotal Replies : 0

by��Ramachandran Sundaram��on��13 September 2015

We live in an Apartment having 15 flats with 4 floors. The apartment was built in 2013 and the builder has not formed the Association and simply handed over the keys to all purchasers by convening a meeting then. Later all the owners convened a meeting to collect Rs.800/ pm per house apart from yearly maintaince of Rs.1000/ per house per year for lift. An association was formed without registered by selecting the The President, Secretary, and a Treasurer. Within 6 months the Secretary collide along with the Treasurer (both purchased the opposite house) in the 1st Floor dominated the entire Apartment without consulting the President and other members. They took other parking areas and giving disturbance to others.So we other member could not change their mood. SO, One of the owners from 1st floor had could not park his Maruti Desire car and fought and finally sold his house and gone. Then the 2 secretary and treasure acted as the were the entire Apartment owners. For every smooth talk if we approach, they started scolding others along with others. Finally, last year, We other 13 owners jointly fought with them and took all the keys of the apartment like lift, generator, gate etc..Then for maintaince they have not given the full amt of Rs.800.00 They used to give Rs.600/ only p.m for watchman, common EB. They stopped giving the annual maintenance of Rs.1000/ per year for 2 year , But using the lift. Now from January 2015 we started the new association with New president ,Secretary And Treasurer. From then they are not giving the monthly maintaince also.Simplyenjoying all the ffacilities like Water, lift,common EB , common security ,etc. Ours is a not a registered association. A simply handwritten arrangement. Others13 apartment ppeople r good except the 2. If we approach for smooth talk they start fighting with all the other owners. They also not ready to be a members. Now it it is Rs.8000/ due from each of them totally Rs 16000/ due. Now 1) how we can start an welfare association.? How many members? What r the stamp reqd for making the document? Whether it should be registered? And where it sould be registered? Whether they had to be given notice or without making them, We can form the Association and bye laws may be passed.? Any possibility in cutting of water service ?This can be included in the bye laws before that? Then what are the legal remedy? Or Only suing power's to be obtained by Byelaws and can sue in court.? Model for an Apartment welfare association required. RAM / / / From Trichy Tamilnadu

Your Reply :

Submit

RecentPopularCategory

Post TopicForum�

��

Visit Lawyersclubindia�Desktop Site

Contact Us�

Hemanta   10 October 2015 at 17:09

Legal notice served by an Advocate

Dear Sir, one of my sister works as LIC agent. Recently she has been served a legal notice by an advocate in his letter head on behalf of his client. The notice has four addresses namely Zonal Manager Divisional Manager ,Branch Manager of LIC along with my SisterSister's name. The notice has been issued demanding insurance death claim against a policy which was repudiated by LIC. So, what should she do now. Should she reply as the main insurance contract was between the client and LIC . The agent is simply a middleman in the contract. Pls help me.
Regards
Hemanta Gogoi

D.Joseph Emmanuel Dhas   10 October 2015 at 17:00

To carryout onion business

Sir, I proposed to do whole-sale Onion business in Chennai.For that I will setup a whole sale depot in Chennai. To do that business we will import Onion from Maharashtra once in 3 days, lorry load of 15 tons or 21 tons. In this regard to carryout this Onion business, and to bring it from Maharashtra,does any license mandatory or must for me. Please guide me and clear my doubt. On of my friend said to bring lorry load of Onion, no license is required. Please clear my doubt. D.J

Pujar   10 October 2015 at 16:37

Sec 39 of ipc

sir,
please help to address this doubt

" word ‘Voluntary’ as used in the Indian Penal Code is very significant and it does not mean willingly"


thanks in advance

raman duggal   10 October 2015 at 16:03

Stay on construction by disowned sons wife

DDA Property was joint on the name of my mother and father. After fathers death share of property was equally divided in the name of mother andtwo sons. Elder married son
Relinquished his share in the name of brother. Two years after that mother disowned his elder son and was given posession of property by court. My question is whether elders sons wife can put a stay on any construction or renting or selling of this property claiming that i was fraudently evicted from home as i wz nt the party in the suit of posession.?

Anonymous   10 October 2015 at 15:02

dissolution of cooperative society

Can a cooperative housing society, registered under Gujarat cooperative (societies act )can dissolve cooperative soc. & sell a flat of share holder member without his consent to a builder, who is developing & reconstructing the society? TIA.

Anonymous   10 October 2015 at 14:37

help

Respected Sir,
My name is Pratik R Bansod. I am really in need of your help. The matter is regarding my father's dispute with a person having political support.
The incident is insurance & some personal reasons. My father is in Central Bank of India. Branch dalpatpur, tah. Banda, dist. Sagar (MP).I m really in need of your help... Please help me as early as possible. My contact no. 7219109935
Hoping your help....
Yours sincierly,
Pratik Bansod.

Shri Krishna   10 October 2015 at 14:08

Others

A person has taken a personal loan from bank and after paying few instalments, person was not able to pay the remaining instalments due to heavy loss in her other transaction. Person is currently jobless due to sickness. Bank filed a suit for recovery of debt and obtained a decree of movable attachment. The person is not doing any job and residing in parents house and depending on parents. The house where person is residing is on her parents name. All the belongings in the house belongs to her parents. Can court attach movable property of her parents as she is residing in parents house. This is the same address which is mentioned in bank records. What are the alternatives in case if person wants to repay the loan in instalments. Can a person ask for time from the court that loan can be repayed in instalments after getting a job.

pushpakrishna   10 October 2015 at 13:53

execution petition

Dear experts
A filed a suit for recovery of money and got degree in favor of him.later he died .now his wife wants to file an execution petition along with her sons as his legal heir aganist the JDR.can we file an execution petition aganist the JDR along with an affidavit stating the facts along with legal heir certificate issued by the TAHASILDAR or we have to brought on record the LRs before filing an execution petition in the court.kindly give suitable advice on this.thanq experts in advance.