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SAKET   15 January 2016 at 15:34

Renewal charges and foreclosure charges by hdfc bank

Dear Sir,
we were enjoying cash credit limit with HDFC Bank Ltd right from 2011.In October first week i have applied for seasonal loan to fulfill my needs,in second week higher authority of credit department alongwith my relationship manager visited and verified our shop and also taken necessary documents required and some blank signed letter head & committed it will done in week time.
But thereafter till 17.11.2015 i.e.due date of renewal of our facility,there was no communication from bank.meanwhile we tried to communicate ,we dont get any response from them.
and for this reson of lack of priority to a preferred customer like us ,i have decide to switch our account to icici bank after the expiry of renewal date.
On 01.12.2015 bank have debit us renewal fees without my knowledge or any communication.When ask them how could you debit renewal charges without any our confirmation,relationship manager answered me that-We have you renewal request on your letter hesd hence renewal done and if any other bank wants to take over your facility you will have to pay foreclosure charges @2.29% as per terms and condiition in sanction letter.when i read sanction letter i come to know that ,in case of takeover during the tenure of loan i will laiable for 2% charges, but my tenure is lapsed on 17.11.2015. when i request him to assist and waive the said charges,i got shocking answer that he is just an employee.
Further i tried to communicate higher official,national head of said department,grievance redressal office regarding same matter but they are not entertain me at all.
I didn't apply for renewal nor accepted and
signed any sanction letter.
please help me and advice me what to do now

jijesh   15 January 2016 at 15:03

Agent asking commision for renewal of agreement

my brother is staying in pune on rent for last 1 year in an apartment.we had got it through agent .after the completetion of the agreement,we have renewed the agreement with owner of the flat without any involvement of the agent.all the documentation is dpne by us and the owner.have not involved agent on any means. Am i liable to pay the commission again to the agent.It is mentioned in the agreement that "15 days commision for any renewal of lease from the LICENSOR and LINCEE or the approaching party for S.M.REAL ESTATE"
The agent is claiming me that we are laible to pay him commision for the renewal as well.
kindly advise

P RaviShankar-cell-8939332195   15 January 2016 at 12:43

Closure report by police

I filed complaint to magistrate in 2011 who inturn directed police to investigate complaint and file police report. Police filed closure report last week and closure report did not contain statement of accused. I have 1 week to file protest petition. If my protest petition is not accepted what remedy do I have. Can I still file pvt complaint under section 200 CR.p.c

Dipak kantilal joshi   15 January 2016 at 12:26

Negotiable Instruments Act

I had business loans from Indiabulls financial services ltd in the year 2006.EMI cheques were issued which dishonored.They filed case inbangalore court then they file other case in gurgaon. Where proclamation order was issued on 26/10/213.and transferred to bangalore.I approach bangalore high court by filing writ u/S 226 and 227.Apex court dismissed writ. I approach supreme Court challenging order of bangalore higj court.Supreme court asked to approach gurgaon court for transfer of case to bangalore court aspersions latest Gazette notification on latest Negotiable Instruments Act. (orally no order passed but case was listed in supreme Court)
Can bangalore police execute proclamation order issued by Gurgaon court?
Can I get transit bail or anticipatory bail?

Shivesh Tripathi   15 January 2016 at 12:16

Jurisdiction of high court

a suit for copyright infringement and patent infringement was filed by plaintiff. subsequently, some counter claim regarding the revocation of patent was taken by the defendant, and the original suit was transferred to the high court under section 104 of Patent Act. my question is can a copyright suit will also be transferred to the high court as there are no such provision in copyright act regarding transfer of suit to high court.

Alpesh   15 January 2016 at 11:59

Condonation of delay application in respect of transfer of shares

Dear Experts,

We are required to file the Application before CLB in respect of the transfer of shares i.e. before Transferor which is belated (somewhere in the year 2012).


Can you please share the drafts thereof ?

javed   15 January 2016 at 10:36

special marriage act

My Clint wants to marry intercast marriage. Can than file application under special marriage act? And where to file the application?

nabarun roy   15 January 2016 at 10:11

Flat issue

SIR,i have bought a flat in kolkata area with sanctioned loan from bank and registration certificate too..though i dont have mutation in corporation but some other owners do have..now another owner of land adjacent to our flat is claiming that some of our land is his part..now what can i do?is the other owner will be able to record our property in his name?if you kindly suggest something on this manner..other owner is claiming that it has erroneously been allocated and recorded by our previous owner though our previous owner has mutation on this land as i said..

Kalyan Ghosh   15 January 2016 at 09:13

Posy dated cheque

Sir,
Post dated cheques were issued as per norms (monthly installment basis)maintaining dates such as 09/02/2016 and maintaining the same date for subsequent months in February/March and like that to an electronics company .Suddenly the A/C Holder  is dead (passed away)What will be the fate of this Post Dated Cheques.Can the Electronics Company still credit the cheque from the bank.There is Sufficient Amount Remaining in The Bank A/C(Single Holder  A/C,No Nominee even) from where the cheques are issued.I as the deceased's son is in favour of payment to the company.Please help .

prash   15 January 2016 at 07:26

Ea when fa pendancy in consumer court

Legal help required in the Consumer Protection Act.

Brief description
1) under section 27, Can I file EA on the priority basis, in respect to only one specific decree about flat possession as ordered by the state forum?. I am afraid, FA disposal may take long time so wish to rush for the possession.

(In the FA, opponent appealed to set aside the state forum order aside.., But here is no merit in his allegations...moreover, opp did not specifically prayed against the flat possession decree... Full payment has been settled by me with opp party as per the state court order)

2) There are 2 other decrees in my favour in respect to the compensations...And I want to file separate EA for compensation decree under sec 25, once the FA by the Opp (in pendency) is disposed off by the National forum... Is it possible to proceed this way?

Ld. Experts please advice on my queries 1 and 2.

Many thanks in advance.