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Priyabrata Jena   27 December 2016 at 08:30

Education loan repayment time extension after one year

I am Priyabrata Jena take a education loan from UCO Bank,Banarpal,Odisha on the date 30/9/2012 amount 3,30,000 .The amount repayment time starts on 30/9/2016 .completion of my b.tech on the year 2015.
due to the preparation for Govt.job,unemployment & my family income is less than 2.5 lakhs .due to which I can't repay the EMI & It is impossible for me .The bank call me say continue repaying .when I say the problem they said deposit the EMI otherwise your account is NPA & your career is hampered due to the CIVIL case.
When I say please increase my repayment time for 7 to 8 month's, they don't hear my matter. they said please see the RBI guidelines.
1) Please suggest me what is the RBI guidelines for my case to increase the repayment time?
2)due to the civil case any hamper to my career for Govt. Job ?
3)How I relief from this situation?

koustubh bhide   26 December 2016 at 21:35

Adoption

There is one case which i want to know, is there any law about adoption of child of unmarried minor female? How to proceed for that child for adoption in this case??

Biswajit Shewlee   26 December 2016 at 20:30

Gratuity

Can you let me know if an employee has worked for 6 yrs 6 mths & 9 days then he is entitled for 6 yrs or 7 yrs Gratuity.

Hanumant Bhojane   26 December 2016 at 20:19

Minor Chang in name

Sir , on my SSC certificate name is HANUMANT and on cast certificate and validity certificate name is HANMANT , only U letters deleted and spelling mistake problem , when govt exam document verification any problem , and what solution on it ?

Ajit Kumar Panda   26 December 2016 at 19:41

Preschool education

Dear Sir/Madam,

Please advice the process to open a Play/Pre School in the state of Orissa. I want to open the school in my name (Not Franchisee).I would be really grateful if you can share the Acts in pdf here. Thanks.

Thanks,
Ajit Kumar.

Diwakar Bhardwaj   26 December 2016 at 18:35

What could be the possible outcome

Examination In Chief
I know Kunal Bhardwaj present in the Court today. when i fell ill, He started taking my care at Mohali but he used to beat me and once on a time , he also raped me.

Examination In Cross
I know Shamsher Singh singh. He is residing in Prabh Aasra. He told me to make statement in the court alleging rape. It is correct that I was asked by Shamsher Singh to depose so by threatening that otherwise he would beat me.

RO&AC

rathod murtza   26 December 2016 at 17:38

Public nuisance

Any model form of public nuisance under section 91 of code of civil procedure?

rathod murtza   26 December 2016 at 17:36

Legitimize

What is legitimize transaction? Is it related to black money and demonetization?

Kvijay12345   26 December 2016 at 16:36

DRT

Can any asset reconstruction company (ARC) file the case in DRT against the borrower if the loan is taken from the bank? does the DRT issues summons to the defendent? If the summons is not received by the defendent & if the defendent is completely unaware of this proceedings & hence due to lac of knowledge if he doesnt appear before DRT, can the registrar of the DRT pass the Exparte order against the defendent? Or the matter is put before the presiding officer by the registrar for the Exparte order? In such case , before passing any exparte order or recovery certificate, Does the presiding officer issue summons against the defendent again so as to enable the defendent to appear & defend himself?

pramod   26 December 2016 at 16:28

Transfer of 50% ownership in flat by my father

I and my father are co owners in a flat situated at mira road, mine is first name and i have made all payments from my bank account only. Now my father wants to transfer his 50% share to my wife to avoid any future family disputes as i have 1 brother and sister. Please suggest what is best way to do in following with cost :-

1. By way of gift deed (is stamp duty payable)
2. By nominating my wife in society
3. through will (my father is having 3-4 other properties as well, can he write will for this property singly)

plz advice.