Anonymous
07 December 2025 at 19:24
SUIT FILED BY PLAINTIFFS AGAINST THE LEGAL HEIRS OF THE DECEASED DEFENDANT FOR RECOVERY OF AMOUNT. LEGAL HEIRS FILED WRITTEN STATEMENT STATING THAT SUIT IS BAD FOR NON JOINDER OF NECESSARY PARTIES. CAN PLAINTIFF FILE A MEMO SEEKING A DIRECTION TO THE DEFENDANTS TO FURNISH THE PARTICULARS OF OTHER LEGAL HEIRS FOR IMPLEADING THEM AS DEFENDANTS IN THE SUIT. IS A MEMO SUFFICIENT OR A PETITION SHOULD BE FILED.
visuiyer
06 December 2025 at 10:34
Ji,
Here is another incident from Axis Bank Story..!!
I have filed a complaint before RBI Ombudsman, for a case that axis Bank employee misrepresented the identity of RBI(Nation's Regulatory Authority)- an act of impersonation and vicarious liability on the bank.
Subsequently,
The RBI Ombudsman awarded a compensation of Rs.500 on 29.11.25; but
The Axis bank communicated by mail, prematuredly on 26.11.25 (before issuing the order) saying that "as per RBI BO instruction."
I immediately denied the compensation within an hour of receiving this mail
but the bank has credited my credit card account with Rs.500 on 26.11.25 (it is not bilateral)
Now the querry is..
1) amount credited on 26.11.25 is unauthorised,
2) if it is a compensation for the impersonating RBI, the award of compensation is prematured before issue of order.
3) When the compensation offered was denied, crediting my card account is not only an unauthorised, but also there is no offer and acceptance, violation of constitutional rights.
So,
I need to file a complaint, veterans please guide me, where should I file the complaint.
- should I file writ for violation of constitutinal rights or
- RBI ombudsman for not obeying the RBI order (prematured action, unauthoriseid transanction and not obeying the order)
- consumer forum for deficiency in service.
Veterans, please guide me, I am a senior citizen!! and this axis bank is frying me like anything in the lastl 11 months (from December 2024 to now) with 19 different issues all are proved deficient in service and deficiency continues with every mail of their response/communication, despite me escalated to Mr.Amitab Choudhry, Chairman, and Managing Director of Axis Bank.(I received nothing (no action of improvement) but an acknowledgement )
Please guide me and help me.!!
Pillala Sudarsan
04 December 2025 at 12:19
(1) My family as a landowner in Visakhapatnam, Andhra Pradesh, entered into an agreement with builder for Rs 4 Crore and 2 flats as our family share in return for Re-development of our land.
However, in the registered document 'Development agreement and GPA', made in Dec 2022, only 2 flats (out of 10 flats) were mentioned as our share. Builder did not agree to mention the cash component of Rs 4 Crore in the agreement document. Builder and my family signed MOU (unregistered), made in Feb 2024, wherein our share was mentioned correctly as Rs 4 Crore and 2 flats. Till Dec 2025, builder sold 4 flats but gave only 50 Lakh. Both in MOU and Redevelopment agreement, it was mentioned that project will be completed in 18 months with 3 months grace period from the start of the project.
My question is will MOU stand valid in court? Would court understand that our share is Rs 4 Crore and 2 flats? Should I approach civil, consumer or RERA court?
(2) Another point I like to bring out is that though construction was started in Jan 2023 and is now almost completed. Builder is not getting completion certificate. In fact, he made sale deed for 2 flats and transferred to his business partner in Jan 2024. But in the RERA document, it was mentioned, incorrectly, project approved date as 20th Jan 2025 and expected completion date as 09-02-2027.
Is this legal? what is the right action for the above 2 queries as a land owner?
Anonymous
04 December 2025 at 11:52
My landlord filed a case against me as a Land Grabber to evict me so I hired a High court lawyer with lots of documents including a legal notice from my landlord plus Land Grabbing committee’s report that clearly states that I am a Tenant & not vacating so High of Gujarat has given a stay order & case was adjourned from March 2025 to October 2025 in district court on each court date.
In October we had a high court date & a New High Court judge & he ruled “ Interim relief granted earlier to continue till further orders “ & on next date a new district court judge asked me the status of high court & I asked my High court lawyer & he said we have a new judge & tell district court new judge “ Notice returnable & adjourned. “ He did not tell me in October when we had High court date that new High court judge had ruled “ Interim relief granted earlier to continue till further orders “ So in November my case in district court was moved to 4th addl judge & he has given an order to open up case in January 2026.
So I did a lot of research & found that my High court lawyer should immediately file an application in High Court but he has refused to do so & told me when in January I get a date in district court to ask my local lawyer to file an application with both Stay orders. I already have a date in January which says to open up the case. By the way my High court lawyer has taken an entire case Fee lot earlier.
Kindly advise me as to what should I do ? Time is running out.
Thank You.
visuiyer
04 December 2025 at 02:42
I have availed a personal loan on my credit card, on closure of last EMI I asked Axis Bank to issue loan closure certificate.
After 40 days the loan closure certificate on local branch letterhead with local branch seal and signature. were couriered from local branch.
Raised a query on How a branch accessing my credit card information and issue closure certificate. It is protocal violations and leakage of data.
Immediately, the axis bank tampered the the certificate by digitaly masking the local branch address and sent tome as appears to be genuine and from PNO.
The axis logo appears at bottom of the letter pad were hidden digitally and claiming that it is system generated.
Now veteran
Please guide me
1. Should I file a writ petitions on repeated failure of Axis Bank or
File a case with ombudsman.
visuiyer
02 December 2025 at 20:51
I was in question with a query on Axis bank impersonation - accordingly as advised, I have filed a complaint with RBI Ombudsman, here again the twist, which I need a guidence from the veterans please.
1) Axis Bank employee misrepresentated the identity of RBI, by impersonating
2) Axis Bank accepted and said staff counselling being given.
3) The formal complaint was filed with RBI
4) Regulated entity (RE) replied to my complaint to rbi bo
5) I have given the response to RE reply placing before the forum.
Now the twist starts here.
6) before issuance of RBI order the axis, now misrepresented the authority of RBI, saying that based on the RBI BO instruction, we offer Rs.500 compensation (in a mail on 26.11.25)
7) I replied immediately, denying the compensation the mail is misleading when RBI BO is not ordered. and subsequently filed a seperate complaint for Axis mis represented the authority of RBI
8) but after 3 days (on 29.11.25) RBI BO issued order for a compensation of Rs.500 and closed the issue under 14(9)
Now, the question is
i)how then axis knows the a compensation award, prematuredly 3 days in advance.
ii) when the compensation is denyed the complaint remains unresolved and not closed.
iii) how RBI BO can apologies axis when axis misrepresented the identity of RBI
iv) when a credit card customer belated payment for tech glitch or for any reasons the bank does not accept the apology, moreover apology has no value, when it is not a public apology in national daily or in official social media handle
Therefore, I need to escalate the complaint.
veterans please guide
a) should I go for filing an appeal with RBI BO; or
b) should I file a writ petition under article 226; or
c) should I file a comlaint start fresh with Cyber crime - 66D of IT Act.
Can I quote this Delhi Higher recent order (https://tinyurl.com/27ddhkkp) for RBI BO overlooked the complainant response or leaked the information on the order
Now who is Accountable -
a) Axis Bank for misrepresenting the Identity and Authority of RBI; or
b) RBI BO for overlooking the VERY SERIOUS issue and accepted the apology, and oral statement of staff counselling by axis bank.
please guide, this senior citizen!! and help the economy for a healthy banking foundation !!
Thank you!!
shyam lal
02 December 2025 at 20:06
Over ten years have passed a future date has not been given yet pertaining to a Regular matter (WPC) case at the Delhi High Court.
Query how long do courts take to get a date in Regular matters.
Anonymous
02 December 2025 at 13:12
Sir,
summary :- Gave money to a person (9 lakhs) who defaulted. I did not gave money through bank account transfer. its a cash transaction of 9 lakhs. at the time of giving money collected a cheque with no date for 9 lakhs and a promissory note. presented cheque in bank. cheque got bounced. NI act case filed in recent past only.
Doubt:- Now is it mandatory to file Promissory note case too ? It seems it costs more money to file Promissory note case as some stamp duty has to be paid.
Please suggest
1) if its mandatory to file Promissory note case (as we dont have any other proof of me giving money to him) ?
2) or is there any way we can manage with NI act case itself.
Kindly educate.
Ramesh Baliram Lute
01 December 2025 at 15:01
My friend having Salary Income being Adivasi (Buyer) has gone through Registered Agreement for Purchasing Agriculture Land (Part) from Adivasi 4 joint Holder (Seller) for Agriculture Purpose only.
The Registered Agreement Sale Value is made for Rs. 29 Lakh. But as per Ready Reckoner Value of this Land is workout to be Rs. 70 Lakh, and it is Mandatory as per Govt of Maharashtra Adivasi Rule to Pay Full amount of Rs.70 lakhs to Sellers Bank a/cs, only then Sale Deed will be Executed. The mandatary NOC from Distt. Collector for Purchasing Agriculture land from Adivasi to Adivasi (Both Seller and Buyer Adivasi) has been obtained.
Buyer has arranged Rs. 29 Lakh as own Contribution (Including Personal Loan etc,) and Additional amount of Rs. 41 lakhs will be arranged from Friends and Relatives, by way of Cheques.
My query is what is the Legal way, the Buyer will get Refund of Excess amount of Rs. 41 lakhs from Sellers by way of Cheques/ Cash in his favor or Friends and Relatives so that their Contribution can be refunded.
What are Tax Implications on Buyers Side in 26AS SFT information, is there any Capital Gain/Exemption of Agriculture Income, and how to show these Financial Transaction in his Income Tax Return FY-2025-26. Also is there any Income tax implication on Friends/Relatives to issue cheques in Buyers Name and get Refund (Received Cheques) from Sellers. What is the Tax implication of Excess Amount of Sale Deed Value on the part of Sellers side, who are Poor Adivasi Farmers having Pan Card.
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Rental agreement at present
Namaste sir
If 11 months rental agreement is executed through digital e stamp through online with adhar based esign of both landlord and tenant at Bangalore including witness esign
Is it enough or further registration is required because waiting at registration office takes a day wherein both tenants and owners cannot cordinate with time