Member (Account Deleted)
27 April 2018 at 23:56
I have secured admission to a top university in the US to pursue Masters in the field of Computer Science. However, to support my education, I would be requiring a loan of 30L(half of the total course expenses). We are willing to provide our house as a collateral and we do have the original title deed document which attests that the property is legally under my father's name. Our house is built on an ancestral property handed down to my father from his father after partition. However, when I approached the bank, they're asking us to provide the prior title deed document, before partition, to attest that the land belonged to my grandfather. The partition happened 45+ years back and we do not have any original documents with us to attest that.
The bank is asking us to get a certified copy of the deed from the registrar but still informs us that the process may not assure the loan. Getting a certified copy can take more than a month and getting the loan sanctioned can take even longer.
Is a prior title deed of more than 45+ years really necessary? Is there any other way out?
Manju
27 April 2018 at 23:43
Hello Sir/Madam,
I have a piece of land near Solapur district of Maharashtra (the land is in rural area, and is under panchayat). I want to convert it into plots, could you please help me with information about procedure, documents required. I have no knowledge in this regard, I request your help to proceed with this.
Also I want to know if I can just mark-out the plots without conversion and sell the them. Please suggest pros and cons of the same.
Thanks & Regards,
Manju
Ankit
27 April 2018 at 23:30
I have an account with Oriental Bank Of Commerce with cash credit facility of 4.5 cr . In the sanction letter it is mentioned that prepayment charges of 2% will be charged one time in case of working capital loan is prepaid by the borrower for shifting to other bank / FI .
In this case my limit due date was for 26th April. I did not renew my limit and in advance gave a notice to the bank not to renew my limit because I will switch the bank. When today the other bank is ready to make payment of the used limit to my existing bank, OBC says that there is this clause and you need to pay the charges.
Please clarify the term of pre- payment in it. Right now they have stopped my DRAWING POWER.
So is it not wrong on the part of the bank to ask for charges. Kindly help me with the solution as I do not have to pay the pre payment charges
Anonymous
27 April 2018 at 21:38
Hi
I want to marry Muslim girl, but they insist I need to convert to Muslim legally for marriage.
Please let me know the process of converting and what are the legal procedure
Regards,
Kumar
Anonymous
27 April 2018 at 20:41
A case was filed against me and it was dismissed by Hobble High Court Andhra Pradesh.
The opposite party tried to file review petition. But I understand from internet that it has not been admitted.
I want to change my advocate to represent me once the review petition is admitted.
Till now No notice has come to me from high court regarding the review petition but my old advocate recieved petition copy from opposite party.
My query is
1) Will I get notice copy once the opposite party review petition is admitted
2) Do i need to file any counter before the high court before the review petition is admitted.
Adv. P.B. Agrawal.
27 April 2018 at 20:01
My Query is When and Why PSRP filed for Rent, Possession under Section 41 of Presidency Small Cause Court Act?
Why not Claim for Rent and possesion filed in City Civil Court?
I mean to ask What is Psrp(Section 41 of presedency small cause court) specially provisioned for by the Indian law?
Laksh priya
27 April 2018 at 19:15
sir/madam,
my question is related to interpretation of statutes.
While interpreting a legislation made in furtherance of dpsp of state policy, what method of construction the court should adopt .
jesal
27 April 2018 at 18:55
Dear Expert,
I have booked a plot in monthly payment scheme in 60 Equated amount. Scheme started for the period from April 2011 to March 2016. Developer neither registered allotted plot to me nor developed land, which was promised at the time of booking. My query is whether RERA is applicable , if yes then what are the legal proceedings..
Anonymous
27 April 2018 at 18:25
Respected Members of Club,
My brother had taken a education loan from PNB in 2010 , he died (quitted) , after 8 years the bank is now keep asking for the settlement , but there are 3 elder sisters of mine who are ready for marraige , my father has a job but can't afford the current condition of my house with this loan , is there anything we can do to avoid paying the loan . there is another thing that whenever we ask about the current interest , current condition of loan account and the balance sheet of the loan account , , they try to avoid it and keep asking to first meet them , plzzzz , help me ??????
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