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Bharati Agarwal   16 March 2015 at 11:05

Life insurance claim & ex-gratia payment

My Husband had a Life Insurance Policy with Metlife Insurance Co for Rs.30.00 Lac, Full Premium Paid, Myself Nominee.My Husband Died in a Road Accident,Lodged Claim with proper documents.The Agent confirmed processing of full claim and insisted on new single premium policy for the totoal claim amount, which I refused.Thereafter the Insurance Company rejected the total claim on the ground that My Husband had concealed the fact of(while applying the policy with Metlife) a policy proposal having been rejected by ICICI Life Insurance prior to applying to metlife.Metlife issued the policy after complying all the required formalities including exhaustive medical check up.
On my making several request to Metlife for review of its decisio about claim rejection, the metlife informed that they can consider paying a lumpsum of Rs.15.00 lac to me as"Ex-gratia"(but not the claim amount)provided I comply with the documentations which included indemnity, no further claim certificate, NOC etc etc which the agent made/suggested to comply and accept with assurance of balance payment from metlife with more efforts.
I accepted and executed the documents which metlife insisted and received Rs.15.00 as ex-gratia in full and final payment.
Now it is about more than one year neither the agent nor the metlife is listening to me on the ground that nothing is payable to me.
What to do??

dilipchandra   16 March 2015 at 10:16

Personal presence at the time of 'notice for intended marriage'under sma 1954

My daughter (Indian) is marrying a British national under the Special marriage Act. Pls advise if personal presence of the [rospective groom is mandatory at the time of filing 'Notice for Intended Marriage'

Rajeev Gosavi   16 March 2015 at 10:04

If plot is leasehold, then whether builder can do apartment / society

Our society is registered society. Society has acquired the entire land on Leasehold from Government. Afterward , society has made the plots and through lease deed on 999 years further transferred to individuals. I have one plot around 5800 sq.ft. on my name. Now I have given plot further to builder to construct the building . He has made apartment and sold it to 6 sub owners including me.

As per society by laws. I can either do the apartment / society on my leasehold property.

However, we have such 20-25 apartments/ society on such leasehold individual properties.

Now society has taken stand that, as per rule if the land is on leasehold, then member can construct the building on his own purpose. However he can not make either apartment or society on such leasehold property.

Due to this, since I am the only member of the society since the said plot is on my name. But other 5 flat owners society is not giving co-ownership or making member of the society. Since as per their opinion, such apartment/ society on such leasehold property is illegal.

Can somebody help me to understand the law, under which law/ sections it is applicable or which is not applicable.

Thanks.........Rajeev Gosavi

Bhavik   16 March 2015 at 09:56

Chs general body meeting

Hello,

Greetings!!!

In my society , General body meeting date announced and informed to all members by secretary. But due to sudden death 1 day before of meeting, they declared next date. This new date is not convinient to majority members. And requested to keep meeting in month of april and given in writing to chairman and secretary. But both are not agree and not willing to change the dates.The gap between both dates are 1 week.

What is correct approach / legal way to sort out this issue?

akhilvijayan   16 March 2015 at 09:33

Marriage under special marriage act of 1954

Sir,
I would like to know whether a boy could marry his father's father's brother's son's daughter under special marriage act of 1954. I know that this relationship is prohibited under hindu marriage act but this doesn't fall under prohibited relationship in special marriage act. We are really confused. Could you please help us?
Yours faithfully
Akhil

manikishore   16 March 2015 at 08:22

Help please

boy and girl were going to get married and 4 days earlier girl requested boy for outing and at night around 9 30 she requested for lonely place. there his lover came and through chilli powder in boy's eyes and pushed him due to which boy's knee got sprained. and lover took the girl with him on bike.
boy immediately filed FIR in near by police station. but since then police are unable to find lover and girl.

now what boy should do? can he go ahead for another marriage ( is it necessary to take no objection certificate from Girl's side before proceeding for marriage)? and what about recovery for lost expenditure in marriage?




But girl parents says as boy has taken girl for outing its now boys responsibility.
Next if he goes for another marriage boy fears that they would put case on him stating they got engagement done and now he is marrying another girl.
Please suggest

some of the objects are left with girl's side and when boy's side are asking it to return back, they say we will return you after girl's return.
what can be done?

main issue is when boy asks for no objection for further marriage girl's parents are objecting and says girl is still missing.what boy should do

Kunwar   16 March 2015 at 08:11

Complaint for domestic violence

Dear Experts,
My wife has filed a complaint in local police station regarding domestic violence for which Inspector has called me in Police station but i have not visited yet because of residing in other state due to job. In this regard our case is already pending in court that is i have filed RCR in July 2014 in reply of this my wife filed domestic violence case against me in September 2014. Since then only date is given by the court and only reply for the allegation were submitted by the both the parties. 1 year of marriage is completed on 8 March 2015. So my question is that what can i do in this circumstances because as per telephonic conversation between me and police inspector he is insisting me to take her back on the base of RCR, but due to quarrels and other things between me and my wife our relation should not be restored so i don't want to take her back. So please suggest me what can i do in this regard specially what reply i should give to inspector and what could be my next step.

rahul   15 March 2015 at 23:41

Section 138 Ni act

My uncle shifted from chattisgarh to maharashtra ,as he comes from other state he had no documents of maharshtra so i live here so he started one business ,he had taken one land on rent and started his business ,as he had no documents for registration of liscence of business he takes licence of land owner and opens bank account as patrnership firm of land owner and mine..he had given mine documents and land owner documents in band and started account but there is no partnership deed in account.but mine signature is autheroised on cheque .. And firm was registered on the name of land owner. Then my uncle started business with this account ..he had taken mine signature on all cheques and letter heads .. And started business after eight months my uncle commited sucide..and with the party he was doing business he had given him cheques of my signature now party had files a case on name of firm and bank account is on the name of mine and that land owner..
Now what to do how can we both come out from this..
The land does not made the rental aggrement with him..
But mu uncle had leaved a sucidal note in the name of party he had written that ...((name of firm) IS FIRM ME JO AAPSE LEN DEN HUA HAI USKI PURI JIMMEDARI MERI HAI ISME AUR KISI KA LENA DENA NAI HAI))

Please help me sirrr how can we both come out from this....

santosh   15 March 2015 at 23:31

correction of sale deed or alternative solution

Sir, I'm banker, on the basics of unregistered agreement, we sanctioned flat purchase loan to borrower mr.A, un knowingly mr.A made sale agreement in favour of his minor daughter age 14, as per bank rules sale agreement must be in the name of mr.A only, I'm nervous what to do. Kindly guide me..

chetan   15 March 2015 at 22:18

Sell deed cancallation

I HAVE UNDER PRESURE TO SIGN ON SELLDEED AND BUYER PARTY HAS PRESURE ON ME THAT IF I CANT SIGN THEN ANYTHING HAPPEN FROM POLICE WHO IS HIS FAMILY MEMBER SO I SIGN ON SELL DEED BUT NOW I APEAIL IN LOCAL COURT THAT CANCELL SELL DEED THROUGH MY CIVIL ADVOCATE.....MY CASE IS PENDING IN SURAT COURT
NOW I HAVE QURESTION THAT IT'S HAPPEN FOR SELLDEED CANCELLTION?