visuiyer
01 September 2025 at 01:01
Thank you Veterans,
Now another incidence with same Axis Bank.
I have availed a loan of Rs.6 lacs @ 13% pa from Citi Bank where I was a customer for over 21 years. post migration of retail banking of citi bank to Axis bank, now I have been serviced by Axis Bank.
Axis Bank demanded 49th EMI as against originally signed for 48 EMIs. In good faith and save from CIBIL Score, I have paid 49th EMI. As advised by veterans of Lawyers Club, I have lodged a complaint with RBI Ombudsman against Axis Bank.
When asking for the justification and the copy of the loan sanction letter, the bank explicitly declared that the documents are unavailable with them, and communication are being in follow up, and getting ready to file another case.
Now, another problem cropped up was: - I have requested for loan closure and No due certificate. And the loan closure certificate in deficiecy with wrong loan account number and not clearly saying the loan is completed, instead, the last EMI will be charged in your upcoming Credit Card Statement, and this certificate was sent by the local Branch, where I have no relationship. (not having any account)
I understand the credit card transactions are centralised; and not handled by the branch, and now the branch is responding to the loan closure which is a leakage of the customer data and information. To my understanding, leaking the card information, even within the branch is not correct. Therefore it needs to take a serious action against Axis Bank for leaking the data (even within the branch)
Should I file a seperate case for the
- deficiency in service
- violation of RBI guideline for not protecting the customer information and
- not adhearing to BCSBI Code of Commitment to Customers – requiring strict secrecy of customer information
The axis bank is silent by not responding positively on this.
Veterans please guide me and save from AXIS Bank,
I am much worried and trembled, whether they demand 50th EMI or my data are been leaked to 3rd party ...(ofcourse not overthinking ... but worried)
Harvinder Singh
31 August 2025 at 18:39
18 years back, 10 people from the neighbourhood forcefully walked into my house and tied me with rope and dragged me to mental institutions and blamed me for something wrong which was actually happening in their houses…
The mental institution gave me a clean report but the neighbours did their best to frame me as mentally ill.
Since then i have been writing to legal intuition like Police, PMO and other places but no one is believing me… and my story.. Never approach advocates for it. I was just writing to the legal authorities like the Police. They (The police or other legal authorities) will call me and then dispose of my case…can i use these writings as legal proof that the actual crime was done to me by such people as i have no other proof… like video recordings….
I was dragged to a mental institution and framed for the wrong thing….
Anonymous
31 August 2025 at 13:07
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Anonymous
30 August 2025 at 20:05
किसी महिला को यदि 3 बच्चे है लेकिन एक बच्चा अन्य किसी दंपति को किन्हीं कारणों से कानूनी तौर पर गोद (गोदनामा) करवा दिया जाए ऐसी स्थिति में क्या अब वह महिला राजस्थान में सरकारी नौकरी पाने के लिए योग्य होगी ?
Anonymous
29 August 2025 at 15:05
Namaste,
I need legal guidance regarding my bank account freeze.
My bank account has been frozen by UP Police (Raebareli) under Sections 94/106 of the Bharatiya Nagarik Suraksha Sanhita, 2023 (BNSS). The freeze order mentions that it is related to a suspicious transaction.
Here are the key details:
I have received all the details of the freeze order, including the investigating officer’s contact (phone/email) and the specific transaction that led to the freeze.
On reviewing, I found that the transaction is actually from 2023 and was from an unknown source. I myself considered it suspicious but at that time I did not file any complaint (missed it).
Now in 2025, suddenly my account has been frozen based on this old transaction.
I am from Jharkhand and I have no connection with Raebareli (UP). I have never visited there and have no business or personal links to that place.
My main concerns:
Since I have no connection with Raebareli, does the police there even have proper jurisdiction to freeze my account?
Should I directly approach the investigating officer and explain that the money was from an unknown source and I did not benefit from it, or would that weaken my position since I never complained at that time?
Is it better to directly file an application before the Magistrate/Court for unfreezing the account instead of approaching the officer?
What is the best legal approach here to avoid unnecessary complications?
I would be very grateful if any advocate could guide me on the safest and most effective step forward.
Thank you
Sachin Kumar
28 August 2025 at 18:38
I got married in November 2022, and we don’t have any children. I did not take anything in dowry. However, my wife’s behavior has been very rude, and she has filed cases under 498A, maintenance, and dowry against me in court. During mediation, a settlement amount of ₹10 lakhs was proposed.
My monthly income is ₹1.5 lakhs, while my wife earns ₹30,000 per month. Should I go for the settlement or contest the case in court? Also, will I still be liable to pay maintenance even though there is no child ?
Anonymous
28 August 2025 at 16:38
gratuity paid after 1 year and 5 months
Read more at: https://www.lawyersclubindia.com/experts/ask_query.asp
Anonymous
27 August 2025 at 14:36
Order is anounced in District consumer court , can it is possible to file review peition due to misunderstanding or overisight of the document evidence ? thank you .
Anonymous
25 August 2025 at 04:09
I am married , I don't earn a single rupee and my husband's income is less than 8 lakh per annum and we have a seperate rashan card and jan aadhar card as well ,but my parent inlaws income is more than 8 lakh per annum so am I eligible for the EWS certificate from rajasthan state ?
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Regarding heir certificate of deceased woman
A woman died without leaving a will for her property. She has about 10 cent of land in a remote area. She got separated from her husband before her only daughter was born. Her husband living with another woman and has children through the second woman and never looked after her or her daughter. Her husbands whereabouts are not known and is not in contact with the daughter. The daughter is now married and took care of her till her death. Can the daughter get the land left by her without any will. If so what is the procedure? Please reply