Saumitra Chaturvedi
19 February 2013 at 18:31
Hi Experts,
I had applied for car loan in SBI which got rejected. The reason given was that in my CIBIL record, against my home loan it was mentioned as bad debt and was written off.
Now i have been paying my home loan, which is from Punjab National Bank, EMI regularly for last 4 years with twice part pre-payments. The last EMI being deducted 4 days back.
I talked to concerned PNB officer and they said the best they can do is provide me with my payment statement and mention it that i have been regular in payment of EMI.
The car loan official say that it might not be enough and this would effect my capability to take loan from elsewhere as well.
Please let me know where i can take my grievance regarding this and what action can be taken by me.
Regards
Saumitra
skg
19 February 2013 at 16:21
Dear experts,
A Madras based company is taking services of two consultants
for one of its factory in U.P. one for accountancy and other
for Income Tax.There is an old employee working for last 15
years and at present in designation of Sr. executive in
management grade Man-2 (grading system Man-1 TO Man-9,
EXECUTIVE TO VP).
This employee is a science graduate working in tax departent
for last 15 years handling routine tax matters earlier under
his CA colleagues and now under guidance of Income Tax
consultant and sends tax related papers of employees and
make correspondences/emails with Tax Department H.O. at
Madras as per queries raised by employees of UP unit after
taking consultancy from Income Tax Consultant on their
Income tax related issues.
In his appointment letter there are two clauses which are as
follows:
DUTIES/REPONSIBILITY : You will have the
responsibility of efficient, satisfactory and economical
discharge of duties, directions and instructions assigned or
communicated to you by management or those in authority
over you from time to time.
PLACEMENT : You will be liable to be transferred to any
existing or future department, office or establishment forming
part of the company or to any of its associates in India or
abroad without adversely effecting remuneration and such
posting will be governed bt the rules as related to such
appointments.
My questions are related to definition of Workman applicable
on this employee.
1) Being an executive,a science graduate and solving queries
of factory employees after taking guidance and consultancy
from Income Tax consultant whether he will be considered as
a workman or a non workman on the ground that after taking
consultancy he is advising the other employees and thus
taking independent decision.?
2) Whether as per terms of his appointment letter regarding
his reporting to only authority over him and utilization of his
service in any existing or future department will point to the
conclusion that his services will always be of clerical nature
since only a clerical employee can be deputed to
different/various department and so he will always be a
workman ?
pls provide your opinion on workman issue.
skg
KASINAGALINGAM S
18 February 2013 at 15:03
Sirs,
What is the procedure to get information under RIGHT TO INFORMATION ACT 2005 about an unani practicing doctor whether he has been registered with due authority or has license to practice such profession ?
S.Kasinagalingam,B.B.A., B.G.L., LL.B.
saurabh
17 February 2013 at 18:14
Hello sir,
I joined BSNL as a JTO (April 2010)in U.P.East zone under (N.T.R.)
Sir due to Bad health problem & personnel reasons i gave the notice of Resignation (in March 2011) and left the organization after one month of notice period (i.e. April 2011).
Till now I didn't get any Resignation Acceptance letter or Final Settlement letter.
I got a letter form D.T. Bsnl in which they asked me about from which date i want my resignation, so I replied them that I gave the notice of resignation on March 2011, so after 1 month of this notice period(i.e.April 2011), you can gave me the resignation,...but I didn't get any reply after this correspondence.
I want to know what are the legal aspects of this issue, as they did not gave any reply and weather i have to pay the Bond Amount (as per BSNL rule that, if you leave the organization before 5 years then you have to pay the bond amount)
Now I am Doing MBA and got a job in a private Org.(and will join there in June 2013) so before joining this new organization what legality I should do so that it will not create a problem in future or not considered as a cheating(as i joined another organization without getting resignation from previous one)
Regards,
Saurabh
09769476760
saurabh14kc@gmail.com
prashant1314
17 February 2013 at 16:43
Dear Seniors,
We are a manufacturing company in Chakan, Pune, Maharashtra covered under Factories Act, Maharashtra Rules.
Is it complusory to declare Gandhi Jayanti as National Holiday ( as the Act or Rule does not speak about declaring any day as Complusory Holiday )
Thanks in advance.
Bin
16 February 2013 at 15:24
Dear Sir,
I have a question and looking for some suggestions.
This question is regarding employment. My friend worked with an organization as a Manager for more than year. Recently the company appointed a new General manager (Dec 2012). 2 Days back, my friend was asked to quit the job , by simply saying, this is the time for you to get separated from the company. Even they said its not a terminations, it is that we are just asking you to submit your resignation. Reason Quoted for resignation :-
- Low Performer
According to my friend, the manager never shared the Feedback regarding the performance, nor shared any kind of performance sheet, nor gave any warning letters to improve. In this entire 1 year period my friend was never evaluated with any acceptance. Even the company dont have a specific tool to measure the performance of the employee. Even the GM was quite rude while talking to the employee.
The GM says, the notice period of 2 months would be waved of and wont give any compensation in return. if required the company would only pay half month salary "Feb 2013".
Can some one please guide me to what my friend should do , without affecting his career in front of other companies?
chirag
16 February 2013 at 15:24
good afternoon,,my query is
epf applicable on casual employee i.e (construction employee who work 2-3 days in construction site) & employer liable to deduct epf@12%
padmapriya m s
16 February 2013 at 13:47
Sir,
There are no posts sanctioned to perform 24 x 7 duties to our category. we have represented to all concerned authorities to relieve us from unconnected duties to our category as there is a category to perform the same duties but till date inspite of our representations our appraisal is unheard by the authorities. kindly advice where to file a case, where and what can we do.
please advice can we claim compensation for the same from all concerned authorities as these are not the duties of the Pharmacist as per the Indian Railway Medical Manual of duties and responsibilities and for not implementing the same by these authorities.
We work in Indian Railways under the Chief medical director(HQ) and Chief medical supt. locally and our duty is performing duties of dispencing medicines to out patients only.
S DEB
15 February 2013 at 16:31
A colleague of mine was dismissed from service due to misbehaviour. However he was reinstated after a court judgement. He remained out of service for 10 years. Court ordered to reinstate him with all consequential benefits like wages, bonuses etc. The question arises whether he will be entitled to Earned leave as a consequential benefit for the period he was not in employment.
Opinion in this regard is most welcome.
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Dismissal
I received a show cause notice for dismissal after Enquiry proceedings were completed.Charges were denial of work,abuse and hitting whereas in reality I was the recipient.My increments have been kept in hold while the other person against whom I had raised the case of abuse and manhandling has been promoted.On raising question regarding my increment the HR told it has been done on account of disciplinary action pending against me while the other has received promotion because his case has been closed.The witnesses who happened to be his batchmates spoke against me to save his friend.One witness turned out to be neutral because of management pressure while other risked himself speaking in my favour.These 2 persons proceedings were not carried out in my presence nor have I been given a copy of them.Meanwhile manangement proposed to relieve me by submitting a resignation letter and paying 2 lakh dues(bond amount).Please advise me on this issue.I have submitted reply to notice alongwith resignation letter with 3 months notice separately as management asked for it.Now they want me to leave instantly by paying huge amount.Kindly advise on the case.I am working in PSU.